Their economic position, moreover, is also comparatively satisfactory for various reasons, among which Mr. Bonar, in his report to the Foreign Office in 1870, gives a chief place to the general working of democratic institutions and the prevalence of benevolent and charitable associations. "In enumerating," he says, "the favourable circumstances in which the Swiss working man is placed, prominence must be given to the immense extension of the principle of democracy, which, whatever, may be its defects and dangers from a political point of view when pushed to extremes, serves in Switzerland in its economical effects to advance the cause of the operative by removing the barriers dividing class from class, and to establish among all grades the bonds of mutual sympathy and goodwill, further strengthened by a widely-spread network of associations organized with the object of securing the common interests and welfare of the people." Masters and workmen are socially more equal than in most European countries; they sit side by side at the board of the Communal Council, they belong to the same choral societies, they refresh themselves at the same _cafés_. In most cantons, too, operatives are either owners of, or hold from the communes, small pieces of land which they cultivate in their leisure hours, and which thus serve them when work gets slack or fails altogether. The favourable rural economy of the country is well known; its peasant proprietors rival those of France. The Swiss societies of beneficence are remarkable, and almost suggest the hope that the voluntary socialism of a more enlarged and widely organized system of charity may be found to furnish a substantial solution of the social question. Every canton of Switzerland has its society of public utility, whose aims take an extensive range; it gives the start to projects of improvement of every description, infant schools, schools of design, savings banks, schemes for the poor, the sick, the dumb, singing classes, halls for Sunday recreation, popular lectures, workmen's houses, protection of animals, even industrial undertakings which promise to be ultimately beneficial, though they may not pay at first. The society of Basle has 900 members and a capital of £6,000, and the Swiss Society of Public Utility is an organization for the whole Republic, which holds an annual congress at Zurich, and general meetings in the different cantons by turns. These meetings pass off with every mark of enthusiasm, and gather together men of all religious and political opinions in a common concern for the progress and prosperity of the masses. One of the institutions which these societies have largely promoted is what they call a hall of industry, or a bazaar, where loans may be received by workmen on the security of their wages, or of goods they may deposit. A labourer who has made any article which he cannot get immediately sold, may deposit it at one of these bazaars, and obtain an advance equal to a fixed