“Allah is Allah,” said the Turkish admiral to Lady Hester Stanhope, “but I have got two anchors astern,” showing that, with all his fatalism, he did not despise what are technically called human means. So the reverend Archdeacon, going down for his sea-baths, might say, “I’m not quite sure they’ll carry me safely, but it shall not be all misfortune--I’ll take out some of it in money.” The system, however, has its difficulties; for though it is a round game, the stakes are apportioned with reference to the rank and condition of the winner--as, for instance, the Solicitor-General’s collarbone is worth a shoemaker’s whole body, and a Judge’s patella is of more value than a dealer in marine stores and his rising family. This is a tremendous pull against the company, who not only give long, but actually incalculable odds; for while Mr Briggs of the second class can be crumpled up for two hundred pounds, the Hon. Sackville de Cressy in the coupe cannot be even concussed under a thousand; while if the noble Duke in the express carriage be only greatly alarmed, the cost may be positively astounding. This I certainly call hard--very hard. When you book a bet at Newmarket you never have to consider the rank of your opponent, save as regards his solvency. He may be a peer--he is very probably a publican--it is perfectly immaterial to you; but not so here. The company is positively staking against the incommensurable. They have no means of knowing whether that large broad-shouldered man yonder is or is not a royal duke; and when the telegraph announces a collision, it may chance that the news has declared what will send every shareholder into bankruptcy, or only graze them without hurting anybody. We all know how a number of what are technically termed serious people went to Exeter Hall to listen to the music of the ‘Traviata,’ what no possible temptation would have induced them to hear within the walls of a theatre. I will not question the propriety of a matter only to be settled by a reference to conscience; but as the music and the words--for the airs were sung--were the same, the hearers were not improbably in the enjoyment of as emotional an amusement as though they had gone for it to the Queen’s Theatre. Now, may not these railway insurances be something of the same kind? May it not be a means by which deans and canons and other broad-hatted dignitaries may enjoy a little gambling without “going in” for Blind Hooky or Roulette? Regard for decorum would prevent their sojourning at Homburg or Wiesbaden. They could not, of course, be seen “punting” at the play-table at Ems; but here is a legitimate game which all may join in, and where, certainly, the anxiety that is said to impart the chief ecstasy to the gamester’s passion rises to the very highest It is heads and tails for a smashing stake, and ought to interest the most sluggish of mortals.