The stiff and stern old man entered, bowing to Lady Adela. His iron-grey hair looked greyer than usual, and his black coat rusty. Rusty coats are worn by more than one millionaire. "Why, Howard, this is quite an event for you! Why did you not come in time for dinner? Sit down. Anything new? Anything happened?" "Why, yes," replied Mr. Howard, who was a slow-speaking man, giving one the idea that the bump of caution must be large on his head. "Thank you, port." "What is it?" inquired the senior partner. "I will enter upon the matter presently," replied James Howard, deliberately sipping his wine. By which answer Mr. Grubb of course understood that he would only speak when they were alone. Lady Adela swallowed her strawberries and left her seat so quickly that Mr. Grubb could hardly get to the door in time to open it, and she went up to the drawing-room. She felt sure, as sure as though she could read his very thoughts, that "that horrid Howard" had come about the cheque. She did not care so much that her husband should find it out; he might do his best and his worst, and the worst from him she did not dread greatly; but that that old ogre should know it, perhaps take steps--oh, that was quite another thing. _Could_ he take steps?--would the law justify it? Adela did not know; but she began to give the reins to her imagination, and cowered in terror. As she thus sat, her ears painfully alive to every sound, a cab rattled into the square, and stopped at the door. It brought Charles Cleveland. Charley had just come up from Netherleigh; the train was late, and he was in a desperate hurry to get into his dress-clothes, to attend a "spread"--it was what Charley called it--given by his brother. Adela ran out, and arrested him as he was making for his room, three stairs at a time. "Charley, I want to speak to you--just for a moment. What mortal haste you are in!" To be invited thus into the drawing-room by her, to meet her again after this temporary absence, was to him as light breaking in upon darkness. "Oh, Charles," she added, giving him both her hands, in the moment's agitation, "surely some good fairy sent you! I am in distress." "Can I soothe it?" he asked, wondering at her emotion, and retaining her hands in his. "Can I do anything for you?" "I am in sore need of a friend--to--to shelter me," she continued. "Great, desperate need!" "Can I be that friend? Suffer me, if you can. _Suffer_ me to be, Lady Adela. Dear! dear! what can have happened?" "But it may bring danger upon you, difficulty, even disgrace. I believe I ought not to ask it of you." "Danger and difficulty would be welcome, borne for you," returned Charley, in his loyalty. "Believe that, Lady Adela."