Under the heading “economic conditions”, he calls attention, in the second place to “assistance, savings, property.” When we study the effect of charity upon criminality in the departments of France, we see that mendicity and vagrancy decrease, and that crimes are only of moderate frequency, in places where the official assistance given is the smallest, while criminality is pretty prevalent and even on the increase where the greatest amount of official assistance is given. “Thus very limited assistance will do less harm than if it were more extensive. Such is the interpretation the mind gathers from a comparison of the economic and judicial statistics. Excess in alms-giving, with difficulty separable from a bad distribution of wealth, will therefore have a demoralizing influence; it enervates and sterilizes, and its fruits would appear more bitter if it were possible to unveil the little secrets of assistance under the thousand forms that it wears.” [156] “Saving enlarges the field of the needs of the laborer, gives him security for the future, strengthens his independence with regard to the state, and his dignity in his relations with other citizens; it permits him to surround his family with a greater degree of comfort, and through education to raise his children into the professional hierarchy. It is therefore useful, and has a moralizing influence.” [157] However, exaggerated saving is very prejudicial to morality for it degenerates into avarice and thus becomes the cause of crime. We often find the average number of depositors in savings-banks in the departments that gave the lowest figure for crime. The departments with a number of depositors above or below this average are apt to have high figures for crime.