"Here in my office I have prepared a list of names of those who can, and should, take stock in a bank. With Shirley here, we can canvass this list for the needed subscriptions. Surely we can...." "Just how much money will it take to revive a bank?" asked Davy quietly. "Forty or fifty thousand dollars will be required to complete the subscriptions and show a small surplus and I think we can----" "Why, Shirley will have that much, and more, in his upper vest pocket when he arrives," and then Davy told his lengthy story to an eager listener. "I have known him for nearly two years," said Davy in concluding his lengthy recital, "and in that time he worked hard--too hard. I upbraided him for it. Now, knowing why he was so continuously busy, working to restore his family name and credit in his home town, I should have kept my mouth shut." "Do you think he will consent to taking charge of the restored family bank?" asked Townsend. "Will he apply the money to that end?" "I'll see that he puts up the money. He says that half of it is mine, but he may balk on taking charge. And that's our present job. I have a friend in Springfield that's the greatest little banker the world ever produced. I'll get him here, or send Welborn--I mean Shirley--to him to learn the game." "This has certainly been my lucky day," said Townsend as the party broke up. "This morning the judge approved my settlement of the long-standing Norris case, I received a letter containing a draft of an outstanding debt, and now the important Wells bank receivership settles itself. Let me know the minute Shirley arrives." Davy's hours of impatience were interrupted on Saturday morning by a telephone call from Chicago. The booth at the Grand Union afforded the privacy needed. "If you are in your own clothes...." Davy's directive was interrupted by a hearty laugh, and a prompt inquiry: "Am I under indictment?" "Naw! You're not under anything. You're at the top of the heap. Your scrap started things. Get out here on the first train--there's a lot to do and I've pledged you to carry out all the plans as proposed by your friend Townsend. There's lots to do. Get here at once." And Shirley Wells of the East, Sam Welborn of the West, did as he was directed. He arrived in Bransford shortly after the noon hour. And the rest of the afternoon he was listening to Davy's story and Davy's plans. Sunday morning, at the Fourth Avenue Church, he was cordially greeted by many, some of whom he had ridiculed at a former session. Monday, the full day was spent in the office of his friend Townsend. Tuesday, Ralph Gaynor of Springfield arrived in Bransford in response to Davy's telegram, wherein it was suggested that "one carfare was cheaper than two."