But alas; pay-day comes at the end of the month! And scheme as he may, the newcomer cannot solve the fiscal problem of making a hundred dollars settle three hundred dollars of debts. He then comprehends that the insidious chit is loaded; is pregnant with the disgrace germ, if he cannot raise the wherewithal to redeem the sheafs of them reposing in a dozen tills--so many notes going to protest with every tick of the clock. "I'll write home for funds," he decides; "but how am I to live while awaiting the remittance?" By giving more chits, only. He does this with a bold front for another month or so, and is doubly insolvent when the remittance finally comes to hand. Then he gives still more chits, and awaits another money supply. Hong Kong is filled with unfortunate "remittance men," good fellows at heart, whose downfall dates from their introduction to the chit. A visitor can read no announcement more pathetic than that conspicuously displayed in the waiting-rooms of the Kowloon ferry, saying "Positively no chits received"--and this ruthless pronouncement in connection with a trip costing but the equivalent of three American cents! There is commendable practicability in the method employed by large hotels in the East for placing patrons in a position to connect with dishes on the bill of fare appealing to their appetites. In Hong Kong hotels, where young Chinamen knowing practically no English are employed as waiters, and where elaborate lists of dishes are the order, the plan is indispensable. It is this: Every dish is indicated on the margin of the card by a number, and instead of saying to the waiter, "Bring me some roast beef, mashed potatoes and a cup of tea," you give the numbers of these several articles, or point to them,--and they are fetched. It is easy enough to get a second helping, but if you desire your meat rare, or well done, or your eggs fried on both sides, then you have good cause for cursing the confounding of tongues at the Tower of Babel. A Hong Kong hotel is not a place for a person predisposed to irritability. For keen realization of the Far East, Hong Kong, with its streets of Chinese shops, and water front massed with sampans, affords a full and most satisfying opportunity. CHAPTER XII CANTON, UNIQUE CITY OF CHINA