THE BIRKBECK BANK opens Drawing Accounts with trading firms and private individuals upon the plan usually adopted by other Bankers, but with the important exception that it allows interest, at the rate of Two per cent. per annum, on the minimum monthly balances, when not drawn below £25. No Commission charged for keeping Accounts, excepting under exceptional circumstances. Money is received at Three per cent. interest on Deposit Account, repayable without notice; but these Accounts cannot be drawn upon by Cheque. The Bank undertakes the custody of securities of customers, and the collection of Bills of Exchange, Dividends, and Coupons. Annuities, Stocks, and Shares purchased and sold, and advances made thereon. Letters of Credit, and Circular Notes issued for all parts of the world. The utmost facilities are afforded to those keeping Accounts with the Bank for the receipt and payment of Annuities, and for the transmission of money to the Colonies, the Continent, and America. The Bank acts also as Agents for receiving the Pay and Pensions of Officers of the Army and Navy, and their Widows and Children, at home or abroad. * * * * * ABSTRACT OF THIRTY-FIRST ANNUAL BALANCE SHEET— MARCH, 1882. Amount at Credit of Current and Deposit Accounts £2,524,505 Investments in the English Funds and other Convertible £2,305,844 Securities, and Cash in hand Permanent Guarantee Fund, invested in Consols £60,000 Amount of Assets in excess of Liabilities £143,114 Number of Current and Deposit Accounts 34,065 The BIRKBECK BANK accepts neither personal security for advances nor discounts bills for customers, except with collateral security, so that it enjoys an immunity from losses unknown to either joint-stock or private banks. The Bank has no Branches or Agents. All Communications should be addressed to— FRANCIS RAVENSCROFT, _Manager_. _December_ 1, 1882. * * * * * _The number of the Birkbeck Bank in connexion with the Telephone Exchange is_ 2508. * * * * * The Birkbeck Building Society’s Annual Receipts Exceed Four Millions. HOW TO PURCHASE A HOUSE for TWO GUINEAS per month. With Immediate Possession and no Rent to pay.—Apply at the Office of thee BIRKBECK BUILDING SOCIETY. HOW TO PURCHASE A PLOT OF LAND for FIVE SHILLINGS per month. With Immediate Possession, either for Building or Gardening purposes.—Apply at the Office of the BIRKBECK FREEHOLD LAND SOCIETY. A Pamphlet, with full particulars, on application. FRANCIS RAVENSCROFT, Manager, Southampton Buildings, Chancery Lane. * * * * * LORD LYTTON’S NOVELS. KNEBWORTH EDITION.