The first week in my new job was a nervous one, though Mr. Speyer’s tact and kindly feeling soon put me at my ease. My desk at first was in a corner of an unused board room in the bank, where I sat like a king answering countless letters on a typewriter. The shorthand was discarded; I composed the replies from verbal hints and general indications. Clerks treated me with respect; language was decent; surroundings were sumptuous; it was some time before I “found” myself. The second morning a caller was shown in, somebody to see Mr. Speyer. He took a chair beside my desk, stared fixedly at me, opened his mouth and called me by my Christian name--it was the Exchange Place banker who used to stay in my father’s house and who had last seen me in bed at East 19th Street. He congratulated me. I found out, incidentally, then, how much my swindling friend of those days had “touched” him for on my behalf ... and repaid it. James Speyer proved a good friend during the two years or so I spent with him; he treated me as friend, too, rather than as secretary. My office was transferred to his palatial residence in Madison Avenue, a new house he had just built for himself, and it was part of my job to run this house for him, his country house at Irvington on the Hudson as well. These establishments, for a millionaire bachelor, were on a simple scale, though the amount of money necessary for one man’s comforts staggered me at first. A married French couple were his chief servants, the woman as cook, the man as butler; they had been with him for a long time; they eyed the new secretary with disfavour; they were feathering their nests very comfortably, I soon discovered. My hotel experience in Toronto stood me in good stead here. But Mr. Speyer was a generous, live-and-let-live type of man who did not want a spirit of haggling over trifles in his home. I gradually adjusted matters by introducing a reasonable scale. The French couple and I became good friends. I enjoyed the work, which included every imaginable duty under the sun, had ample time for exercise and reading, and my employer’s zest in the University Settlement Movement I found particularly interesting.