Then followed what seemed the secret of the Van Buren discomfort. The bank in which most of Nettie's fortune was deposited had failed, leaving her with only the scanty income of five hundred dollars a year, a sum not sufficient to buy clothes, Mrs. Van Buren said. But Richard did not notice this--his mind was only intent upon Frank's first love affair, which ought to have gone on. He did not ask himself whether, in case it had gone on, Ethelyn would have been there, so near to him that her soft breathing came distinctly to his ear. He knew she would not; there had been something between her and Frank Van Buren, he was convinced beyond a doubt, and the fiercest pang he had ever known was that which came to him when he sat with Mrs. Dr. Van Buren's letter in his hand, wondering why Ethie had withheld the knowledge of it from him, and if she had outlived the love which her aunt regretted as having come to naught. Then, as the more generous part of his nature began to seek excuses for her, he asked himself why she offered to read the letter if she had really been concerned in Frank's first love affair, and hope whispered that possibly she was not the heroine of that romance. There was comfort in that thought: and Richard would have been comforted if jealousy had not suggested how easy it was for her to skip the part relating to Nettie and Frank, and thus leave him as much in the dark as ever. Yes, that was undoubtedly her intention. While seeming to be so open and honest, she would have deceived him all the more. This was what Richard decided, and his heart grew very hard against the young wife, who looked so innocent and pretty in her quiet sleep, when at last he sought his pillow and lay down by her side.