Since the overthrow of communal feudalism and the establishment of an individualistic social order, necessitating personal ownership of property, and the universal use of money, trustful confidence is rapidly passing away. Everything is being more and more accurately reduced to a money basis. The old samurai scorn for money seems to be wholly gone, an astonishing transformation of character. Since the disestablishment of the samurai class many of them have gone into business. Not a few have made tremendous failures for lack of business instinct, being easily fleeced by more cunning and less honorable fellows who have played the "confidence" game most successfully; others have made equally great successes because of their superior mental ability and education. The government of Japan is to-day chiefly in the hands of the descendants of the samurai class. They have their fixed salaries and everything is done on a financial basis, payment being made for work only. The lazy and the incapable are being pushed to the wall. Many of the poorest and most pitiable people of the land to-day are the proud sons of the former aristocracy, who glory in the history of their ancestors, but are not able or willing to change their old habits of thought and manner of life. The American Board has had a very curious, not to say disastrous, experience with the spirit of trustful confidence that was the prevailing business characteristic of the older civilization. According to the treaties which Japan had made with foreign nations, no foreigner was allowed to buy land outside the treaty ports. As, however, mission work was freely allowed by the government and welcomed by many of the people in all parts of the land, and as it became desirable to have continuous missionary work in several of the interior towns, it seemed wise to locate missionaries in those places and to provide suitable houses for them. In order to do this, land was bought and the needed houses erected, and the title was necessarily held in the names of apparently trustworthy native Christians. The government was, of course, fully aware of what was being done and offered no objection. It was well understood that the property was not for the private ownership of the individual missionary, but was to be held by the Christians for the use of the mission to which the missionary belonged. For many years no questions were raised and all moved along smoothly. The arrangement between the missionaries and the Christian or Christians in whose names the property might be held was entirely verbal, no document being of any legal value, to say nothing of the fact that in those early days the mention of documentary relationships would have greatly hurt the tender feelings of honor which were so prominent a part of samurai character. The financial relations were purely those of honor and trust.