"It's a fine one," M. Barbey said with some enthusiasm. "And I don't mind telling you that if I were not your banker, and so had a certain responsibility in your case, I should not hesitate to put a scheme before you that has been running in my head for a year or two now." "A scheme of your own, Barbey?" said M. Rambert. "How is it you have never told me about it? I should have thought we were close enough friends for that." The hint of reproach in the words pricked the banker, and also encouraged him to proceed. "It's rather a delicate matter, and you will understand my hesitation when I tell you--for I'll burn my boats now--that it isn't any ordinary speculation, such as I am in the habit of recommending to my customers. It is a speculation in which I am interested personally: in short, I want to increase the capital of my Bank, and convert my House into a really large concern." "Oh-ho!" said M. Etienne Rambert, half to himself. "Well, you are quite right, Barbey. But if you want to suggest that I shall help to finance it, you had better put all the cards on the table and let me know exactly what the position is; I need not say that if nothing comes of it, I shall regard any information you give me as absolutely confidential." The two men plunged into the subject, and for a good half-hour discussed it in all its bearings, making endless calculations and contemplating all contingencies. At last M. Rambert threw down his pen and looked up. "I'm accustomed to the American method of hustle, Barbey. In principle I like your proposition quite well; but I won't be one of your financial partners; if the thing goes through I'll be the only one, or not one at all. I know what is in your mind," he went on with a smile, as he noticed the banker's surprise; "you know what my fortune is, or rather you think you do, and you are wondering where I shall get the million sterling, or thereabouts, that you want. Well, make your mind easy about that; if I talk like this, it's because I've got it." The banker's bow was very deferent, and M. Rambert continued: "Yes, the last year or two have been good, even very good, for me. I've made some lucky speculations and my capital has further been increased by some lotteries which have turned out right quite lately. Well!" he broke off with a sigh, "I suppose one can't always be unlucky in everything, though money can't cure, or even touch, the wounds in one's heart." The banker made no answer: he shrank from waking, by untimely words, the sad memories which were hardly dormant yet in the old man's mind. But M. Rambert soon reverted to his business tone. "I'm quite disposed to be interested in a financial venture like yours, Barbey. But you must understand that you will have a good deal more than a sleeping partner in me. Will that suit you? I should not ask you to abdicate your authority, but I tell you frankly I should follow all the operations of your house very closely indeed."