“I had no intention of contradicting you,” Heather answered. “Now about the letter, Miss Hope—that is, if you think it quite right for me to hear it.” In reply to which last clause, Arthur’s aunt told Heather not to be absurd, but to listen attentively. “Respecting Mr. Black, I should recommend great caution. He is a person who has had almost every known iron in the fire, and burnt other men’s fingers with all of them. He has made a composition with his creditors three times a—(composition means, that if you owe a person a hundred pounds, you pay him ten shillings, and the debt is done with.” This, Miss Hope.) “Passed through the Insolvent Court thrice, and been bankrupt twice—(bankruptcies, and insolvencies, and compositions all pretty nearly come to the same thing.” Miss Hope in explanation again.) “He has embarked in almost every trade which can be commenced without either knowledge or capital. He is suspected of having been connected with several of the shilling swindles—(that is, send twelve stamps, and by return——”) Enlightened Miss Hope! “I know about that,” said Heather, proud at last of being acquainted with some of the world’s wickedness; “for I sent the twelve stamps, and got back a reply advising me to sell baked potatoes.” “Very probably Mr. Black wrote it,” suggested Miss Hope; “but to go on. Several of the shilling swindles, and particularly with one, which was carried on very successfully in the City, and which realised a very large sum to the persons engaged in it. I know about that,” confided Miss Hope, repeating Heather’s words. “The shares were five shillings each, and I took fifty, lost my twelve pounds ten, and think I bought my wisdom cheap. Mr. Black is at present engaged in promoting and carrying through four or five different companies. For one of these, a very large undertaking, he is looking up directors, and has, I am told, got some good names—amongst others, that of Mr. Allan Stewart. What makes you look so astonished, child?” “Allan Stewart was the name of my godfather,” explained Heather. “He had property near Layford.” “This Mr. Stewart is old, rich, and cross,” said Miss Hope. “And our Mr. Stewart was rich and cross likewise,” Heather answered; whereupon Miss Hope laid down her letter, and wondered if the two could by any possibility be one and the same. “Did you ever happen to hear him speak of a nephew called Douglas Aymescourt?” inquired Miss Hope. “I never heard him speak about any one,” was Heather’s reply; “for, before I could speak myself, he and my father had some little difference in opinion, which finally swelled into such a quarrel that all visiting ceased. But who is Mr. Aymescourt? I have heard of him, though not from Mr. Stewart.” “What have you heard about him?” Miss Hope asked. “Nothing, excepting that you knew him.” “And who told you I knew him?”