3. _Train her to transact personal business._--Then, begin early in her life to teach the girl to transact business affairs that relate to her personal interests and to the home life of women. Do not buy all the little articles necessary for her, but allow her, with money reasonably provided, to make her own minor purchases under your advice and direction. The intelligent farmer knows somewhat definitely what his yearly income and outlay are. Why should not his daughter be told how these accounts run, in the usual year, and she then be asked to keep an account of all her own personal affairs for a year? Such required practice will do more than all the arithmetic lessons in the schools to inculcate an intimate knowledge of the value of money in relation to her own affairs--to say nothing of the good business judgment likely to be acquired. Thus the country girl may receive a better business training than her city cousin whose nearness to the attractive stores and shops proves a constant incentive for over-indulgence and wastefulness in the use of money. 4. _Make her the family accountant._--As soon as she becomes old enough, take the daughter into your confidence as regards the family expense account. Make her acquainted with the items of income and expenditure in detail. And also make it appear to her that the business of the home is not being conducted satisfactorily unless some portion of the income be set aside for the emergencies of the future. At this point there is offered an opportunity to give the daughter some much-needed business training. There is much being said of late by way of urging the farmer to keep an accurate book account of all his transactions. Out of the experiment stations have come published letters and bulletins urging that such things be done and showing methods. But the evidence goes to show that the majority of farmers do not find time for it. So it will in many cases be found practicable to turn this important task of bookkeeping over to the growing daughter. Among the many benefits to be derived will be the excellent business training it will furnish her. As a diversion from the common household duties the accounting will prove most refreshing. And, then, the farmer will soon find this service to the farm business so important as to justify him in paying his daughter reasonably for the work. 5. _Miserliness to be avoided._--While the habits of a spendthrift are perhaps above all things else to be avoided, a close second to this as an evil practice is the habit of expending in a miserly and begrudging manner. So, teach the girl to give her money willingly for all the ordinary necessities and comforts of life and for such luxuries as the conditions will reasonably warrant.