7. _Teach the meaning of a contract._--It is often declared that women fail to appreciate the obligations of a contract, that they will enter into a strict agreement to buy an article or to pay for another and then refuse to carry out such agreement. Merchants have been so often called on to deal with this feminine change of mind that they have seen fit to establish a custom of taking back at cost any article not found satisfactory upon trial. This failure of women to adhere strictly to the terms of an agreement has given currency to the opinion that they are naturally dishonest. Weininger in his volume "Sex and Character" even offers a line of questionable proof to confirm the correctness of the opinion. But Dr. G. Stanley Hall in many of his researches shows that falsehood and deception are common and natural practices among ordinary children. All forms of honest and fair moral and business practice are less natural than acquired. They must have actual experience, and much of it, as a basis for their becoming a permanent part of character. Hence, the so-called dishonesty of women in relation to the obligations of a business agreement--that is probably nothing more than a matter of sheer ignorance. Farm girls are proverbially lacking in business practice and in knowledge of the rights and obligations of a contract. It is obligatory upon their parents to remove such ignorance through business training. 8. _Prepare her to deal with grafters._--"The majority of his victims were women," is the statement so often read in connection with the fraudulent schemes of the exposed money shark. Millions of dollars are annually taken from credulous women by the get-rich-quick money trader. This polite form of theft has become so flagrant as to necessitate much vigilance and many prosecutions on the part of the national government. Widows and other dependent women are especially the sufferers. The necessity of preparing the innocent young woman to deal with the enticing business fraud is very apparent. Two or three matters must especially be attended to in giving the required instruction. First, take advantage of many occasions to explain to the girl just how a given case is being worked, so that she may be on guard against such allurements; second, it is well to advise the untrained young woman against investing in any scheme of profit sharing that offers above a good current rate of interest. SHOULD THERE BE AN ACTUAL INVESTMENT?