Fate had doubtless dealt him one of those unlucky cards which we so often find in our hands when the game of life is being played. If, for instance, the book to the right, holding the lost will, had been opened instead of the book to the left; or if we had caught the wrecked train by a minute or less; or had our penny come up heads instead of coming up tails: how many of the ills of life would have been avoided? And so I say that had Felix continued his visits to Stephen as he should have done, he would, one December afternoon, have found the ship-chandler standing in the door, spectacles on his nose, checking off a wagon-load of manila rope which had just been discharged on his pavement, stopping only to nod to the postman who had brought him a letter. The delay in breaking the seal was due entirely to the fact that a coil of light cordage, used aboard the yachts he was accustomed to fit out, had just been reported as missing, and so the unopened letter was tossed on top a barrel of sperm-oil to await his convenience. But it was when Stephen caught sight of the small cramped writing scrawled over the cheap yellow envelope, the stamp askew, his own name and address crowded in the lower left-hand corner, that the supreme moment really arrived, for at that instant--had Felix been there--he would have seen Carlin slit the covering with his thumb-nail, lay aside his invoice, and drop on the first seat within reach, to steady himself. Indeed, had Felix on this same December afternoon surprised him even an hour later, say at six o'clock, which he could very well have done, for Carlin did not close his shop until seven, he would have come upon him with the same letter in his hand, his whole mind absorbed in its contents, especially the last paragraph: “Be here at seven o'clock, sharp; don't ring the bell below, just rap twice and I shall know it is you. I have to be very careful who I let in.”