We may as well put the reader out of suspense at once by saying that we do not intend to describe Miss Tippet's evening with "a few friends." Our own private opinion in regard to the matter is, that if they had been fewer than they were, and more worthy of the name of friends, the evening might have been worth recording, but it is sufficient to say that they all came; acted as usual, spoke as usual, felt as usual, "favoured the company" with songs, as usual, and--ah--yes--enjoyed themselves as usual till about half-past eleven o'clock, when they all took their leave, with the exception of Miss Deemas, who, in consideration of the coldness of the weather, had agreed to spend the night with her "dear friend." Miss Deemas was one of those unfortunates with whom it is impossible for any one to sleep. Besides being angular and hard, she had a habit of kicking in her slumbers, and, being powerful, was a dangerous bedfellow. She knew this herself, and therefore wisely preferred, when visiting her friends, to sleep alone. Hence it happened that Miss Tippet and Emma went to bed in the back room with the green hangings, while Miss Deemas retired to the front room with the blue paper. There is a common fallacy in naval matters founded on poetical license, to the effect that the mariner is separated from death by a single plank; whereas, the unpoetical truth is, that the separation consists of many hundreds of planks, and a solid bulwark of timbers more than a foot thick, besides an inner "skin," the whole being held together by innumerable iron and oaken bolts and trenails, and tightened with oakum and pitch. We had almost fallen into this error--or poetical laxity of expression--by saying that, on the night of which we write, little did Miss Tippet know that she was separated from, not death exactly, but from something very awful, by a single plank; at least, by the floor of her own residence, and the ceiling of the house below--as the sequel will show. That same night, David Boone, gaunt, tall, and cadaverous as of old, sat in his back parlour, talking with his friend Gorman. "Now, Boone," said the latter, with an oath, "I'm not goin' to hang off and on any longer. It's more than seven years since we planned this business, the insurances have been effected, you've bin a prosperous man, yet here you are, deeper in my debt than ever." "Quite true," replied Boone, whose face was so pale that he might have easily been mistaken for a ghost, "but you know I have paid up my premiums quite regular, and your interest too, besides clearin' off some of the principal. Come, don't be hard on me, Gorman. If it had not been that trade has got worse of late, I would have cleared off all I owe you, but indeed, indeed I have not been so successful of late, and I'm again in difficulties. If you will only wait--"