Mr. Roswell, president of the bank where Gray had first made himself known, was a shrewd, forceful man who had attained a position in business and arrived at a time of life when he could well afford to indulge his likes and his dislikes. Those likes and dislikes were strong, for his was a positive character. As is the case with most successful men who pride themselves upon their cold caution and business acumen--and Mr. Roswell did so pride himself--he really was a person of impulse, and intuition played a much larger part in his conduct of affairs than he would have acknowledged. Such people make mistakes, but they also make friends; occasionally they read character wrong, but they inspire loyalty, and big institutions are founded upon friendship and loyalty as well as upon stability and fair dealing. Roswell had liked Gray upon their first meeting, and that liking had deepened. Owing to that fact, he had neglected to secure a report upon him, assuring himself that there was always time for such formalities. He was cordial to-day when Gray strode into his office bringing Gus Briskow with him. The banker listened with interest to what he was told, then he studied the map that Briskow spread upon his desk showing the location of his own and other near-by wells. "That looks like a sure thing," Roswell said, finally. "As sure as anything in oil can be. What is on your mind?" "I'd like to get the opinion of the bank's oil expert," Gray told him. This was a matter easily disposed of; the expert was summoned and he rendered a prompt opinion. He knew the property; he considered it a cheap lease at a thousand dollars an acre. It was proven stuff and within thirty days it would probably treble in value. When he had gone, the banker smiled. "Well, Gray," said he, "I knew you'd land something good. You're a hustler. You'll make a fortune out of that land." Gray handed him Gus Briskow's option, and the assignment thereof, the ink upon which was scarcely dry. "There's the joker. It expires to-morrow night and--it will go to the Nelsons. They've double-crossed Mr. Briskow." "Then don't let them get away with it. Take it yourself." "It is now three o'clock and this is the golfing season in New York," Gray told him. "I couldn't reach my--associates and get any action before Monday." "No funds of your own available?" "Not enough, at such short notice." "Well?" "That lease is worth one hundred and sixty thousand dollars, isn't it?" The banker nodded. "I'm going to sell it before six o'clock for--eighty thousand. I know people here who will take it, but I've come first to you. Get together a little syndicate right here in the bank, and buy it. I'll agree to take it off your hands within thirty days at one hundred and sixty thousand dollars. In other words, it is worth to me eighty thousand dollars to have you carry it for a month." "Is your guaranty any good?"