VII. Parties procuring money-orders should examine them carefully, to see that they are properly filled up and stamped. This caution will appear the more necessary when it is understood that any defect in this respect will throw difficulties in the way of payment. VIII. When a money-order is presented for payment at the office upon which it is drawn, the postmaster or authorized clerk will use all proper means to assure himself that the applicant is the person named and intended in the advice; and upon payment of the order care must be taken to obtain the signature of the payee (or of the person authorized by him to receive payment) to the receipt on the face of the order. IX. When, for any reason, the payee of a money-order does not desire, or is unable, to present the same in person, he is legally empowered, by his written indorsement thereon, to direct payment to be made to any other person; and it is the duty of the postmaster upon whom the order is drawn to pay the amount thereof to the person thus designated; provided the postmaster is satisfied that such indorsement is genuine, and that the second party shall give correct information as to the name and address of the person who originally obtained the order. MORE THAN ONE INDORSEMENT IS PROHIBITED BY LAW, AND WILL RENDER AN ORDER INVALID AND NOT PAYABLE. X. Any money-order office may repay an order issued by itself if repayment is applied for on the day of such issue, but then only to the person who obtained it, except in special cases. The fee or charge shall not in any case be refunded. If, however, repayment of an order is desired later than one day after its issue, the postmaster must refer the application to the money-order office of the post-office department. XI. The fees or charges for money-orders will be as follows:— For an order of $1 or more, but not exceeding $10, 10 cents. For an order of $10 or more, but not exceeding $20, 15 cents. For an order of $20 or more, but not exceeding $30, 20 cents. Fractions of cents must not be introduced into any order. XII. When a money-order has been lost by either remitter or payee, a duplicate thereof will be issued to the party losing the original, provided he shall furnish a statement, under oath or affirmation, setting forth the loss or destruction thereof, and a certificate from the postmaster by whom it was payable, that the said order had not been paid, and would not thereafter be paid if presented. A second fee will be charged and exacted for the issue of duplicate orders. “The Instructions to Postmasters at Money-Order Offices” take up too much space for our book: indeed, we omit even a synopsis of them, as we feel perfectly satisfied that our readers would have to study law before they could fully comprehend their mysteries. We call the attention, however, of the public to the following rules to be observed as a cautionary measure:— “1. To take all means to prevent the loss of a money-order.