On completing his sentence, his reply to the question, "What was the underlying motive which induced you to forge?" was one word, "Vanity!" The detailed facts which follow are from the "American Banker:" "On December 2, 1895, a smooth-speaking man, under the name of A. H. Dean, hired an office in the Chronicle building at San Francisco, under the guise of a merchant broker, paid a month's rent in advance, and on December 4 he went to the Bank of Nevada and opened an account with $2,500 cash, saying that his account would run from $2,000 to $30,000, and that he would want no accommodation. He manipulated the account so as to invite confidence, and on December 17 he deposited a check or draft of the Bank of Woodland, Cal., upon its correspondent, the Crocker- Woolworth Bank of San Francisco. The amount was paid to the credit of Dean, the check was sent through the clearing-house, and was paid by the Crocker- Woolworth Bank. The next day, the check having been cleared, Dean called and drew out $20,000, taking the cash in four bags of gold, the teller not having paper money convenient. He had a vehicle at the door, with his office boy inside as driver, and away he went. At the end of the month, when the Crocker-Woolworth Bank made returns to the Woodland Bank, it included the draft for $22,000. Here the fraud was discovered, and here the lesson to bankers of advising drafts received a new illustration. The Bank of Woodland had drawn no such draft, and the only one it had drawn which was not accounted for was one for twelve dollars, issued in favor of A. H. Holmes to an innocent- looking man, who, on December 9, called to ask how he could send twelve dollars to a distant friend, and whether it was better to send a money order or an express order. When he was told he could send it by bank draft, he seemed to have learned something new; supposed that he could not get a bank draft, and he took it, paying the fee. Here came back that innocent twelve-dollar draft, raised to $22,000, and on its way had cost somebody $20,000 in gold. "The almost absolute perfection with which the draft had been forged had nearly defied the detection of even the microscope. In the body of the original $12 draft had been the words, 'Twelve ........ Dollars.' The forger, by the use of some chemical preparation, had erased the final letters 'lve' from the word 'twelve,' and had substituted the letters 'nty-two,' so that in place of the 'twelve,' is it appeared in the genuine draft, there was the word 'twenty-two' in the forged paper. "In the space between the word 'twenty-two' and the word 'dollars' the forger inserted the word 'thousand,' so that in place of the draft reading 'twelve dollars,' as at first, it read 'twenty-two thousand dollars,' as changed.