But just the same, the psychology which eventually resulted in this amazing single-handed attempt and its success was not so much that Rollins was a poor and discharged railroad hand unable to find any other form of employment, although that was a part of it, or that he was an amazingly cold, cruel and subtle soul, which he was not by any means, but that he was really largely unconscious of the tremendous risks he was taking. He was just mentally “thick”--well insulated, as it were. This was a fact which Binns had to bring out and which Collins noted. He had never, as it now developed, figured it out from the point of danger, being more or less lobster-like in his nervous organism, but solely from the point of view of success. In sum, in his idleness, having wandered back to his native region where he had first started out as a livery hand, he had now fallen in love with a young girl there, and then realizing, for the first time perhaps, that he was rather hard pressed for cash and unable to make her such presents as he desired, he had begun to think seriously of some method of raising money. Even this had not resulted in anything until latterly, another ex-railroad hand who had been laid off by this same company arrived and proposed, in connection with a third man whom he knew, to rob a train. At this time Rollins had rejected this scheme as not feasible, not wishing to connect himself with others in any such crime. Later, however, his own condition becoming more pressing, he had begun to think of train robbing as a means of setting himself up in life, only, as he reasoned, it must be alone. Why alone? queried Binns. That was the point all were so anxious to discover--why alone, with all the odds against him? Well, he couldn’t say exactly. He had just “kind o’ sort o’ thort,” as he expressed it, that he might frighten them into letting him alone! Other bandits (so few as three in one case of which he had read) had held up large trains. Why not one? Revolver shots fired about a train easily frightened all passengers as well as all trainmen, so the other robbers had told him, and anyhow it was a life to death job either way, and it would be better for him, he thought, if he worked it out alone instead of with others. Often, he said, other men “squealed,” or they had girls who told on them. He knew that. Binns looked at him, intensely interested and all but moved by the sheer courage, or “gall,” or “grit,” imbedded somewhere in this stocky frame.