Babies, care of, 77-78. Bad temper as a cause of unemployment, 37. Barnato, Barney, 10. Barnett, Mrs. Samuel, 134-135. Baths, cheap, 96. Beale, Miss J. F., 130. Beggars, 25-27; child, 88-89; and free soup, 149. Beneficial and fraternal societies, 122-123; as a source of relief, 150. Birtwell, Miss M. L., 182. Boarding-out dependent children, 90. Books, lending, 133. Booth, Charles, 197. Bosanquet, Mrs. Bernard, 18, 29, 48, 49. Boston Symphony Orchestra, 135. Breadwinner, the, as head of family, 17-19, 44-57; as citizen, 19-23; as employee, 28-41; intemperate habits of, 57-63; woman as, 72-74; child as, 81-83. Brown, Miss Mary Willcox, 120. Building and loan associations, 123. Burial insurance, 110, 119-121. Canterbury, Archbishop of, 172. Catholic _versus_ Protestant attitude toward the poor, 174. Causes of poverty, 7-9; intemperance as a cause, 58; sickness, 95-96. Character, 9. Charitable agencies, multiplication of, 176-177. Charity organization societies, 13, 31, 38, 55, 60, 62, 187, 189, 202. Chattel mortgages, 115-118. Child insurance, 122. Child labor, 81-83, 111. Children, of immoral parents, 49-51; of widows, 73-74, 158-159, 201-202; diet of small, 77; as breadwinners, 81-83; wayward and dull, 83-85; reading of, 86-87; training in citizenship, 87; begging, 88-89; protection from cruelty and immorality, 89-90; boarding-out, placing-out, and institutional care of, 90-91; cleanliness for, 99; sick, 101; insuring, 122; as an investment, 122; and stamp savings, 123; games for, 130-131; and relief, 146. Children's Aid societies, 85-86. Children's charities, 76-77. Church, the, and municipal reform, 21; and relief, 160, 167-174; and poverty, 166-167; multiplying relations with, 168, 169; charities of, 170-178; competition in, 171-172; as a natural source of relief, 173-174; the chief source of the charitable impulse, 175-176; and secular agencies, 176-177. Church workers, who ignore the breadwinner, 18; ignore neighborhood ties, 25, 27; ignore the fundamental conditions of family life, 44-45; ignore the claims of children to educational advantages, 81; allow children to be sent with begging messages, 88; prefer to administer spiritual consolation mixed with material relief, 144. Citizenship, 19-23, 87. City life _versus_ country, 40, 82. Cleanliness, household, 69-70; personal, 99. Clergymen, difficulties of, in guiding church charities, 170-171; training of, for charitable work, 178. Collection of small savings, 124. Commodities, relief in, _versus_ relief in cash, 161. Common sense, charitable skill based upon, 187. Compulsory education, 80. Conditions, reasonable, in granting relief, 190. Confinement cases, 48, 103. Consumptives, change of climate for, 105-106. Contagious diseases, 101. Contentment not always a virtue, 127-128. Convalescents, 104.