Reading, 133; of children, 86-87. Recreation, 127-139. References, lack of, as a cause of unemployment, 37. Relatives as a source of relief, 149-150. Relief, policemen as distributors of, 19; of married vagabond's family, 50-54; of drunkard's family, 61; of children, 76-77; and hospital care, 102; of thriftless families, 112; and recreation, 138-139; a valuable tool, 140-141; friendly visitors as dispensers of, 142-145; six principles of, 145-162; with a future, 153-154; societies for, 153; interim, 154; compared with doctoring, 154-155; with a plan, 155-157; adequate, 157-159; in work, 160; in kind, 161; duplication of, 165; church, 167-174; as a gospel agency, 171-173; with conditions, 190. Relief in work, 160. Relief societies, 153. Rent, 156, 162. Richardson, 2. Saloon, the, 57, 128, 133. Sanitation, improved, 96. Saving, 35, 111, 119-125; unthrifty forms of, 110-111; savings banks, 118-119, 123; beginnings of, 119; for burial, 119-121; for sickness, 122; stamp, 123-124; collections, 124; for fuel, 124. School-teachers, 79-80 Scott, 2. Seasonal occupations, 36. Self-help, resources for, 190. Self-sustaining families, 193. Sentimental charity, 4. Settlements, 5, 8, 108. Shaftesbury, Lord, 10. Sham homes, 46. Sick benefits, 122. Sickness, as a cause of poverty, 95-96; outside hospitals, 103-104; facts needed in helping, 186-188. Smith, Miss Frances, 181. Smith, Miss Zilpha D., 36, 58, 79, 142. Social classes, 10-12. Social history of family, facts needed in, 187. Social service, 5. Soup kitchens, 148-149. Sources of relief, natural, 149-150; relief societies, 150; public outdoor relief, 151; multiplication of, 152-153. Spasmodic charity, 191, Spencer, Mrs. Anna Garlin, 81. Spending, 111, 112, 125, Stamp savings, 123-124. Strikes, 31-32. Study, supplementary to experience, 15; of charity in theological seminaries, 178. Suggestion, power of, 18, 71-72. Suggestions about visiting not all applicable to one family, 179. Summer visiting, 185. Sunday-schools, multiplication of, 87-88, 168, 177. Sympathy and sentimentality, 71. Tact, 14. Tammany Hall's charity, 20. Tenements, unsanitary, 96. Thanet, Octave, 3. Theological seminaries, course of charitable instruction in, 178. Thomas, Theodore, 135-137. Thrift, 108-112; and wages, 109; includes spending, 110-111; divides the poor into three classes, 111-112. Thriftless, the, 109-110, 156. Trade-unions, 30, 32. Training of charity workers, life the best school for the, 14, 145, 181-182; common sense in, 187; economic questions in, 29.