"But the appearance of Philadelphia indicates thrift," answered Benjamin. "See how many buildings are going up, and how rents are rising every month. This does not look like going backward, it seems to me." "These are the very things that will ruin us," responded Nickle. "They are no evidence of prosperity, but of extravagance, that will bring disaster sooner or later." "That sort of disaster is what we want," suggested Benjamin; "the more of it the better. If Philadelphia ever becomes much of a town, it will be in just that way." Benjamin saw at once that he was talking with a croaker and treated him accordingly. There was an organization of business men in Philadelphia at that time, known as the "Merchants' Every-Night Club," answering, perhaps, to a "Board of Trade" of our day. Its purpose was to advance the business interests of the town. A member raised the question, "Can another printing house prosper in town?" "Not with the present population," was the view of one member. "It will be a long time before three printing houses will be required," remarked another. "They could not have had very discreet advisers, it seems to me," still another remarked. In this manner the subject was canvassed, every member but one predicting the failure of the enterprise. That one was Doctor Baird, a prominent physician, and he said: "It will prove a success. For the industry of that Franklin is superior to any thing I ever saw of the kind. I see him still at work when I go home from club, and he is at work again before his neighbors are out of bed." "Doctor, I guess you are right, I did not think of that when I spoke," remarked one who had predicted failure. This member was so much impressed by Doctor Baird's remark that he subsequently went to Benjamin and made this proposition: "I think you can add a stationer's department to your business, and thus increase your profits; and if you think so, I will furnish you with stock on credit." "Your offer is a very generous one, and I thank you for it," answered Benjamin; "but I think we had better stick to our trade at present and not put too many irons in the fire at once." "That is a wise caution, I think, and I am all the more impressed that you are a young man of sound judgment, and you will succeed." He had no doubt now that the printing house would succeed. "Your good opinion encourages me very much, and I shall do my best to have it realized," replied Benjamin. "I thank you very much for your generous offer, and, perhaps, at some future day, I shall wish to accept it." "Let me know whenever you are ready for it," said the gentleman as he took his departure. "We will start a weekly paper as soon as we are able," said Benjamin to Meredith one day; "the _Mercury_ is as near nothing as it can be. I believe that an able paper here, abreast with the times, will succeed."