It was a foggy morning, following a clear, still night--an atmospheric condition not unusual at that season of the year to attract Mr. Dumphy's attention, yet he was conscious on reaching his office of an undue oppressiveness in the air that indisposed him to exertion, and caused him to remove his coat and cravat. Then he fell to work upon his morning's mail, and speedily forgot the weather. There was a letter from Mrs. Sepulvida, disclosing the fact that, owing to the sudden and unaccountable drying up of the springs on the lower plains, large numbers of her cattle had died of thirst and were still perishing. This was of serious import to Mr. Dumphy, who had advanced money on this perishable stock, and he instantly made a memorandum to check this sudden freak of Nature, which he at once attributed to feminine carelessness of management. Further on Mrs. Sepulvida inquired particularly as to the condition of the Conroy mine, and displayed a disposition characteristic of her sex, to realise at once on her investment. Her letter ended thus: "But I shall probably see you in San Francisco. Pepe says that this morning the markings on the beach showed the rise of a tide or wave during the night higher than any ever known since one thousand eight hundred. I do not feel safe so near the beach, and shall rebuild in the spring." Mr. Dumphy smiled grimly to himself. He had at one time envied Poinsett. But here was the woman he was engaged to marry, careless, improvident, with a vast estate, and on the eve of financial disaster through her carelessness, and yet actually about to take a journey of two hundred miles because of some foolish, womanish whim or superstition. It would be a fine thing if this man, to whom good fortune fell without any effort on his part--this easy, elegant supercilious Arthur Poinsett, who was even indifferent to that good fortune, should find himself tricked and deceived! should have to apply to him, Dumphy, for advice and assistance! And this, too, after his own advice and assistance regarding the claims of Colonel Starbottle's client had been futile. The revenge would be complete. Mr. Dumphy rubbed his hands in prospective satisfaction. When, a few moments later, Colonel Starbottle's card was put into his hand Mr. Dumphy's satisfaction was complete. This was the day that the gallant Colonel was to call for an answer; it was evident that Arthur had not seen him, nor had he made the discovery of Starbottle's unknown client. The opportunity of vanquishing this man without the aid or even knowledge of Poinsett was now before him. By way of preparing himself for the encounter, as well as punishing the Colonel, he purposely delayed the interview, and for full five minutes kept his visitor cooling his heels in the outer office.