(4) Any stream which has reached the flood-plain stage is likely to meander. After the flood-plain has become wide, the width of the belt within which the stream meanders is less than the width of its plain. In the Lower Mississippi, for example, the meander belt is often no more than a third to a tenth of the width of the flood-plain. It has already been pointed out that the meanders migrate down the valley. In so doing they depress the meander belt, the tendency being to reduce it to the level of the channel, and, therefore, below the level of the flood-plain. As the meander belt widens, the depression which it develops becomes more and more capacious. Presently it may attain such dimensions as to hold the water of ordinary floods. At this stage, or even before, such parts of the earlier flood-plain as remain, are terraces. These several tendencies conspire to partially destroy river flood-plains, and to transform such parts as remain into terraces _in the normal course of a river’s history_. They appear first in the lower part of the valley, and migrate headward, following the course of nearly every other phase of activity in a stream’s history. The heads of the terraces follow, at a respectful distance, the head of the flood-plain, just as the head of the flood-plain follows at a distance the head of the valley. The second and subsequent flood-plains and the terraces to which they give origin follow the same course. Terraces developed by the normal activities of a stream are always low, and it is improbable that they would ordinarily be conspicuous. The vertical distance between the first (highest) and second is greater than that between the second and third. The principles developed on page 65 et seq., in connection with the erosion of the hypothetical island, are applicable here.