Some of the barren figures, needing no comment, are of interest in this connection. The cost of insurance in Germany has risen to over $500,000 a day, the total cost of state insurance exceeding $250,000,000 a year at the present time, a fairly heavy tax upon small employers. In 1909, of 422,076 decisions by the industrial unions, 76,352 were appealed against, and of the 100,000 arbitration judgments, 22,794 were appealed against. So difficult is it to settle to the claimant's satisfaction the amount of salve necessary for his particular wound when, as is true in these cases, the salve is a grant of money for a longer or shorter period! In 1886 there were, roughly, 100,000 accidents reported and 10,000 compensated, but as they became more thoroughly acquainted with the game, the figures rose in 1908 to 662,321 accidents and 142,965 compensations. The vast increase of the claims for trifling injuries is shown by the fact that in twenty years from 1888 to 1908, despite the increase of the total compensation from $1,475,000 to $38,715,000, the average compensation per accident fell from $58.50 to $38.83. In the two years 1907 to 1909 the number of members of those state-insured increased by 380,819, while the days of sickness increased by 26,219,632! The cost of sickness insurance alone rose from $42,895,000 in 1900 to $83,640,000 in 1909. The Workmen's Compensation Act in England costs, for management, commission, legal and medical fees, $20,000,000 a year, while the compensation paid out was $13,500,000. The insurance companies calculate that for every $500 of compensation, the employers have paid $750! It is becoming increasingly evident that the logical result of state charity, or call it state insurance to avoid controversy, over a large field, and including millions of beneficiaries and claimants, is that the army of officials, the expenses of administration, and the payments themselves must sooner or later break the back of the state morally, politically, and financially. It rapidly increases parasitism among the receivers; makes a powerful though indifferent army of state servants of the distributers; and loses financially to the state far more in expense of administration, and loss of useful labor of the army of civil servants, than it gains by the loss to the state of individual incapacity resulting in pauperism and invalidism, which must be cared for. To put it briefly, it is far more dangerous to the state to tell the individual that he shall be taken care of than to tell him that he must shift for himself. As for the effect upon the individual, it is a lowering medicine, making the patient gradually dependent upon the drug, and bringing him finally to the incurable invalidism of surly apathy. To change Patrick Henry's fiery peroration slightly: Give me liberty or in the end you give me moral and political death.