All the same Kitty's alarm began to communicate itself to Salvina, especially after repeated if transient premonitions of fainting in her class-room. For what would happen if she really fell ill? She could get sick leave of course for a time; though that would bring her under the eagle eye of the Board Doctor, before which every teacher quailed. He might brutally pronounce her unfit for service. And how if she did break down permanently? Or if she died! Her savings were practically nil; her salary ceased with her breath. Who would support her mother? Kitty of course would nobly take up the burden, but it would be terribly hard on her, especially when Mabel Samuelson should come to marry. Not that she was going to die, of course; she was too used to being sickly. Death was only a shadow, hovering far off. XIV What was to be done? An inspiration came to her in the shape of a pamphlet. Life Assurance! Ah, that was it. Scottish Widows' Fund! How peculiarly apposite the title. If her mother could be guaranteed a couple of thousand pounds, Death would lose its sting. Salvina carefully worked out all the arithmetical points involved, and discovered to her surprise that life assurance was a form of gambling. The Company wagered her that she would live to a certain age, and she wagered that she would not. But after a world of trouble in filling up documents and getting endorsers, when she went before the Company's Doctor she was refused. The bet was not good enough. "Heart weak," was the ruthless indictment. "You ought not to teach," the Doctor even told her privately, and amid all her consternation Salvina was afraid lest by some mysterious brotherhood he should communicate with the Board Doctor and rob her of her situation. She began praying to God extemporaneously, in English. That was, for her, an index of impotence. She was at the end of her resources. She could see only a blank wall, and the wall was a great gravestone on which was chiselled: "_Hic jacet_, Salvina Brill, School Board Teacher, Undergraduate of London University. Unloved and unhappy." She wept over the inscription, being still romantic. Poor mother, poor Kitty, what a blow her death would be to them! Even Lazarus would be sorry. And in the thought of them she drifted away from the rare mood of self-pity and wondered again how she could get together enough money before she died to secure her mother's future. But no suggestion came even in answer to prayer. Once she thought of the Stock Exchange, but it seemed to her vaguely wicked to conjure with stocks and shares. She had read articles against it. Besides, what did she understand? True, she understood as much as her father. But who knew whether his money really came from this source? She dismissed the Stock Exchange despairingly.