As fast as he acquired a dollar, he invested it in a new chance, until his interests extended from the Presidio to the waterfront of the inner bay. These interests were strange odds and ends. He and a man with his own given name, Talbot H. Green, had title in much of what is now Harbour View--that is to say, they would have clear title as soon as they had paid heavy mortgages. His shares in the Commercial Wharf lay in the safes of a banking house, and the dollars he had raised on them were valiantly doing duty in holding at bay a pressing debt on precariously held waterfront equities. Talbot mentioned glibly sums that reduced even the most successful mining to a child's game. The richest strike we had heard rumoured never yielded the half of what our friend had tossed into a single deal. Our own pitiful thousands were beggarly by comparison, insignificant, not worth considering. Of all the varied and far-extending affairs the Ward Block was the flower. Talbot owned options, equities, properties, shares in all the varied and numerous activities of the new city; but each and every one of them he held subject to payments which at the present time he could by no possibility make. Mortgages and loans had sucked every immediately productive dollar; and those dollars that remained were locked tight away from their owner until such time as he might gain possession of a golden key. This did not worry him. "They are properties that are bound to rise in value," he told us. "In fact, they are going up every minute we sit here talking. They are futures." Among other pieces, Talbot had been able to buy the lot on the Plaza where now the Ward Block was going up. He paid a percentage down, and gave a mortgage for the rest. Now all the money he could squeeze from all his other interests he was putting into the structure. That is why I rather fancifully alluded to the Ward Block as the flower of all Talbot's activities. "Building is the one thing you have to pay cash for throughout," said Talbot regretfully. "Labour and materials demand gold. But I see my way clear; and a first-class, well-appointed business block in this town right now is worth more than the United States mint. That's cash coming in for you--regularly every month. It will pay from the start four or five times the amount necessary to keep everything else afloat. Jim Reckett has taken the entire lower floor at thirty thousand. The offices upstairs will pay from a thousand a month up and they are every one rented in advance. Once we get our rents coming in, the strain is relieved. I can begin to take up my mortgages and loans, and once that is begun we are on the road to Millionaireville."