"--what I was misled into putting into your sink-hole down there. You may remember that you told me, when I went in, that you would guarantee me all I put in." His voice rose into a sneer. "Oh, no. None of that, none of that!" interrupted Norman, quickly. "You may remember, Mr. Kestrel,--?" But Keith interrupted him with a wave of his hand. "I do remember. I have a good memory, Mr. Kestrel." "That was all done away with," insisted Norman, his arm outstretched toward Mr. Kestrel. "You remember that an offer was made you of your input and interest, and you declined?" "I am speaking to _him_," said Mr. Kestrel, not turning his eyes from Keith. "I renew that offer now," said Keith, coldly. "Then that's all right." Mr. Kestrel sat back in his chair. "I accept your proposal, principal and interest." Protests and murmurs went around the board, but Mr. Kestrel did not heed them. Leaning forward, he seized a pen, and drawing a sheet of paper to him, began to scribble a memorandum of the terms, which, when finished, he pushed across the table to Keith. Keith took it against Norman's protest, and when he had read it, picked up a pen and signed his name firmly. "Here, witness it," said Mr. Kestrel to his next neighbor. "If any of the rest of you want to save your bones, you had better come in." Several of the directors agreed with him. Though Norman protested, Keith accepted their proposals, and a paper was drawn up which most of those present signed. It provided that a certain time should be given Keith in which to raise money to make good his offer, and arrangements were made provisionally to wind up the present company, and to sell out and transfer its rights to a new organization. Some of the directors prudently insisted on reserving the right to withdraw their proposals should they change their minds. It may be stated, however, that they had no temptation to do so. Times rapidly grew worse instead of better. But Keith had occasion to know how sound was Squire Rawson's judgment when, a little later, another of the recurrent waves of depression swept over the country, and several banks in New Leeds went down, among them the bank in which old Rawson had had his money. The old man came up to town to remind Keith of his wisdom. "Well, what do you think of brass and credulity now?" he demanded. "Let me know when you begin to prophesy against me," said Keith, laughing. "'Tain't no prophecy. It's jest plain sense. Some folks has it and some hasn't. When sense tells you a thing, hold on to it.