There is another side to the medal, and not so fair a one. The necessaries of life are cheaper; wages are actually higher, when the greater value of money is taken into account; more care is taken as to the housing of the poor; the workers of the nation have more leisure, and spend not a little of it in travelling, being now by far the most numerous patrons of the railway; the altered style of the conveyances provided for them is a sufficient testimony to their higher importance. All this is to the good; so, too, is the diminution in losses by bankruptcy and in general pauperism, the increasing thrift shown by the records of savings banks, the lengthening of life, the falling off in crime, which is actually--not proportionally--rarer than ten years ago, to go no further back. Against this we have to set the facts that the terrible malady of insanity is distinctly on the increase--whether due to mere physical causes, to the high pressure at which modern society lives, or to the prevalent scepticisms which leave many wretched men so little tranquillising hope or faith, who shall say?--that all trades and professions are more or less overcrowded; and that there is a terrible amount, not of pauperism, but of hard-struggling poverty, massed up in the crowded, wretched, but high-priced tenements of great towns, and maintaining a forlorn life by such incessant, cruel labour as is not exacted from convicted criminals in any English prison. London, where this kind of misery is inevitably at its height, receives every week an accession of a thousand persons, who doubtless, in a great majority of cases, simply help to glut the already crowded labour market and still further lower the wages of the workers; and the other great towns in like manner grow, while the rural population remains stagnant or lessens. Agricultural distress, which helps to keep the tide of emigration high, also accounts in part for this singular, undesirable displacement of population; while recent testimony points to the fact that the terribly unsanitary and inefficient housing of the rural poor does much to drive the best and most laborious members of that class away from the villages and fields which might otherwise be the homes of happy and peaceful industry. For this form of evil, in town and country, private greed--frequently shown by small proprietors, who have never learnt that property has duties as well as rights--is very largely responsible; for how many other of the evils we have to deplore is not the greed of gain responsible?