"That night I left Zala on the midnight train. I went to Trinidad, Colorado, and remained there for two months. I did not find a job that suited me there and decided to come farther west. I had not been on the train long when I noticed a pretty girl a few seats behind me. After several hours of loneliness I changed my seat directly across the aisle from her and engaged her in conversation. She told me that her name was Irene Hinds. She was from Indiana. She was on her way here to join her father. She told me that her father was tubercular and had come to Arizona for his health, two months previous. Before that he had spent several months in the Middle West but had not improved much. "I became much interested in Irene and decided to change my destination and try to find employment here, where she was to make her home with her father. I secured employment the day I landed, as bookkeeper in this office. After I had been here a few days I asked permission to call on Miss Hinds. Imagine the shock which I received when she introduced me to her father, whom I recognized at once as Finch, the bank examiner. I was sure he recognized me, but he said nothing about our having met before. I was alarmed and at the same time curious as to why he was here passing under the name of Hinds. I was sure there was something wrong in his life or he would have forbidden his daughter to associate with me, whom he knew as a defaulter. Finally he did object when it became evident to him that Irene and I were in love. After a short courtship we were married against his wishes. The night we were married he was very much agitated during the early part of the evening. When the minister and our young friends had left he made a confession to us. He said he had been for several months a guest in the Stover home at the time Babcock made the transfer of stock to Stover and Stover took charge of the Ranchmen's Bank at Zala. My father-in-law, John Hinds, is a cousin of Jim Stover. He was for many years a bookkeeper for a firm in Indianapolis. He is a professional penman. For several years he fought against tuberculosis but continued to work. Finally the doctors told him that if he expected to live any length of time he must go West. He went to Stover at Wilford Springs. After several months there the doctors told him that he should come to Arizona. He was without funds. "The day that Stover took charge of the Ranchmen's Bank in Zala he 'phoned to his cousin to come down. When he arrived Stover told him if he would do a little job for him he would give him a thousand dollars with which to go to Arizona to recover his health. After much persuasion and the painting of several graveyard scenes by Stover he consented. He impersonated the bank examiner, forged the note, and made the false entries in the books, imitating my writing.