Laying his hand upon the money-lender's shoulder, by a gesture of terrible familiarity that insisted upon and commanded attention to his words, West spoke with a sudden clearness and even musical distinctness of utterance that made his words yet more appalling in their solemn despair--"Old man, I am desperate; I am ruined. It is but a few months since my father died, leaving me not only penniless, but encircled by petty obligations which have cramped every movement I would have made. I have had no time, no quiet, to make an effort such as my position requires. This day I have spent my last shilling. I am too proud to beg, and to borrow is to beg when a man is known to be in _real_ distress. Within one hour from this time I shall be beyond all the tortures of a life which for my own sake I care little to preserve. And yet I have spent my youth in accumulating treasures, which but a brief space might have rendered productive of benefit to man, and of profit to myself. My father's little means and my own have vanished in the pursuit of science, and in the gulf of suffering more immediate than our own. If I die also, with me perish the results of his experiments, his studies, and his sacrifices. There are moments when all ordinary calculations and prudence are empty baubles. Life is the only real possession we have, and death the only certainty. Listen! I will make one last proposal to you. Lend me but _ten_ pounds--that is but _ten_ weeks of life--and I swear to you that if I live, I will repay you for each pound lent not ten or twenty, but one hundred--in all; one thousand pounds! Grant that it be but a chance upon the one hand, yet, upon the other, how small is the risk; and then, to save a human life--- is not that something in the scale?" And the stranger laughed at these last words with a bitter gayety, which caused a strange thrill to creep along the nerves of the usurer. However, the lender of gold shrugged his shoulders without relaxing his habitual impassibility of manner. He did not speak. Possibly the idea occurred to him that his strange client meditated some act of violence upon himself or his strong box. But this idea speedily vanished, as the stranger, relapsing suddenly into silence and conventional behavior, removed his hand from the usurer's shoulder, and strode rapidly but calmly from the apartment. The door closed behind the ruined man, and the usurer drew a long breath, while his bushy brows were contracted in a sort of agony of doubt and irresolute purpose. Meanwhile Bernard West paused for an instant on the threshold of the outer-door, as if undecided which road to take. In truth all roads were much alike to him at that moment. Some cause, too subtle to be seized by the mental analyst, determined his course. He turned to the right, and strode rapidly onward.