(_l_) In case of the miscarriage or loss of an inland money-order, a duplicate is granted on a written application (enclosing the amount of a second commission and the requisite particulars) to the Controller of the Money-Order Office of England, Scotland, or Ireland (as the case may be), where the original order was _issued_. If it be desired to stop payment of an inland order, a similar application, with postage-stamps to the amount of a second commission, must be made to the controller of the money-order office in that part of the United Kingdom in which the order is _payable_. All mistakes made in money-orders can only be rectified in this manner by correspondence with the chief metropolitan office and by payment of a second commission. Whenever the mistake is attributable to the Post-Office, however, and a second commission is rendered necessary, the officer in fault is called upon to pay it. Proper printed forms, moreover, are supplied for every case likely to arise, and full instructions are given on money-orders. In addition, however, to supplying the proper forms, the postmasters are required to give every necessary information on the subject of second or duplicate orders. (_m_) No money-order business is transacted at any post-office on Sundays. On every lawful day, the time for issuing and paying money-orders is from ten till four at the chief offices in London, Edinburgh, and Dublin, and from nine till six at provincial offices. On Saturday nights it is usual to allow two extra hours for this business. POST-OFFICE SAVINGS BANKS. We have already explained at some length the origin and ordinary working of these banks; the following _résumé_ of the distinctive features of the new plan may therefore suffice:-- (_a_) Nearly all the money-order offices in the United Kingdom are now open each working-day for the receipt and payment of savings-bank accounts. (_b_) Deposits of one shilling, or any number of shillings, will be received, provided the total amount of deposits in any one year does not exceed 30_l._, or the total amount standing in one name does not exceed, exclusive of interest, 150_l._ (_c_) Each depositor, on making the first payment, must give every necessary particular regarding himself, and sign a declaration. He will then receive a book (gratis) in which all entries of payments and withdrawals will be regularly made by an officer of the Post-Office. (_d_) Interest at the rate of 2_l._ 10_s._ per cent. is given on all money deposited. (_e_) Secrecy is observed with respect to the names of depositors in post-office banks, and the amounts of their deposits. (_f_) Depositors have direct Government security for the prompt repayment, with interest, of all their money.