Theodore then went the round of his acquaintances, told them of his misfortune, and then asked them to lend him enough to restock his vessel, promising to pay them a good percentage on the money lent. But the autumn had been fatal to more vessels than that of Theodore, and he found that no one was disposed to advance him the large sum he required. He went from door to door, but a cold refusal met him everywhere. Disappointed, and sick at heart, distressed at finding friends so unfriendly, he returned home, and said to his wife, "Woman! the world is hard and heartless, I will have nothing more to do with it. I will become a monk." "Dearest husband, do so by all means, and I shall be well pleased," answered the wife. Theodore tossed on his bed all night, unable to sleep; before dawn an idea struck him. There was a Jew named Abram who had often importuned him to trade with his money, but whom he had invariably refused. He would try this man as a last resource. So when morning came, Theodore rose and went to the shop of Abram. The Hebrew listened attentively to his story, and then said, smiling, "Master Theodore, when thou wast rich, I often asked thee to take my money and trade with it in foreign parts, so that I might turn it over with advantage. But I always met with refusal. And now that thou art poor, with only an empty ship, thou comest to me to ask for a loan. What if again tempest should fall on thee, and wreck and ruin be thy lot, where should I look for my money? Thou art poor. If I were to sell thy house it would not fetch much. Nay, if I am to lend thee money thou must provide a surety, to whom I may apply, and who will repay me, should accident befall thee. Go, find security, and I will find the money." So Theodore went to his best friend, and told him the circumstances, and asked him to stand surety for him to the Jew. "Dear friend," answered he, "I should be most happy to oblige you; but I am a poor man, I have not as much money in the world as would suffice. The Hebrew would not accept me as surety, he knows the state of my affairs too well. But I will do for you what little I can. We will go together to some merchants, and together beseech them to stand security for you to the Jew." So the two friends went to a rich merchant with whom they were acquainted, and told him what they wanted; but he blustered and turned red, and said, "Away with you, fellows; who ever heard of such insolence as that two needy beggars should ask a man of substance like me to go with them to the den of a cursed infidel Jew. God be thanked! I have no dealings with Jews. I never have spoken to one in my life, and never give them a greeting when I pass any in street or market-place. A man who goes to the Jews to-day, goes to the dogs to-morrow, and to the devil the day after."