The Farmers State Bank of Muscotah was organized and opened for business February 21, 1910, with a capital stock of $10,000. It now has a surplus and undivided account of approximately $5,000, and its deposits average $70,000. The first directors were L. Cortelyou, A. T. Cortelyou, L. Cortelyou, Jr., and H. M. Turner, who came from Moberly, Mo. W. M. Walker, of Atchison, was one of the organizers of this institution, but he sold his interest a few weeks after organization and was succeeded by William Buckles on the board of directors. L. Cortelyou was elected president, and H. M. Turner, cashier, and they have continued as the active officers of the bank. The present board of directors consists of L. Cortelyou, William Buckles, M. C. Vansell, John Sullivan, J. W. A. Miller and H. M. Turner. As this history is written it is said that there has been a consolidation of the two Muscotah banks, under the name of the Farmers State Bank. A charter has been granted and the new institution will have a capital of $15,000. L. Cortelyou is to be the president, H. M. Turner, cashier, and Ralph Allison, assistant cashier. The bank will continue to occupy the present quarters of the Farmers State Bank, and the merger, when effected, will give Muscotah one of the best banks in the county. The Commerce Trust Company of Atchison, with a paid-up capital stock of $100,000, received its charter from the State February 11, 1916. The first meeting of the board of directors was held in the office of the Commerce Investment Company on the evening of February 19, 1916, at which time the following officers were elected: President, Sheffield Ingalls; vice-presidents, Henry Diegel, A. J. Schoenecker, M. J. Horan; treasurer, Ellsworth Ingalls; secretary, Frank H. Manglesdorf; trust officer, H. A. Schoenecker; general counsel, J. M. Challiss. The following named citizens were the first directors of the company: H. A. Schoenecker, Henry Diegel, J. C. Killarney, O. A. Simmons, A. J. Schoenecker, Ellsworth Ingalls, T. E. Snowden, Clive Hastings, M. J. Horan, F. H. Manglesdorf, H. E. Muchnic and Sheffield Ingalls. The company is a development of the Commerce Investment Company, established in 1910, and does a general trust business, as provided by the laws of Kansas. It began business March 2, 1916. CHAPTER XVI. CHURCHES. METHODIST—CHRISTIAN—PRESBYTERIAN—BAPTIST—SALEM CHURCH—GERMAN EVANGELICAL ZION CHURCH—FIRST CHURCH OF CHRIST, SCIENTIST—ST. PATRICK’S, MT. PLEASANT—TRINITY CHURCH, EPISCOPAL—ST. MARK’S, ENGLISH LUTHERAN—ST. BENEDICT’S ABBEY—FIRST GERMAN EVANGELICAL LUTHERAN CHURCH.