The primitive Roman law distinguished a debt arising from
money lent (_pecunia certa credita_) from debts arising out of
contract, delict, sale, etc., or any other source: the creditor
on the former ground had a quick and easy process, by which he
acquired the fullest power over the person and property of his
debtor. After the debt on loan was either confessed or proved
before the magistrate, thirty days were allowed to the debtor for
payment: if payment was not made within that time, the creditor
laid hold of him (_manûs injectio_) and carried him before the
magistrate again. The debtor was now again required either to pay
or to find a surety (_vindex_); if neither of these demands were
complied with, the creditor took possession of him and carried
him home, where he kept him in chains for two months; during
which interval he brought him before the prætor publicly on
three successive nundinæ. If the debt was not paid within these
two months, the sentence of addiction was pronounced, and the
creditor became empowered either to put his debtor to death, or
to sell him for a slave (p. 81), or to keep him at forced work,
without any restriction as to the degree of ill usage which might
be inflicted upon him. The judgment of the magistrate authorized
him, besides, to seize the property of his debtor wherever he
could find any, within the limits sufficient for payment: this
was one of the points which Niebuhr had denied.
Such was the old law of Rome, with respect to the consequences
of an action for money had and received, for more than a century
after the Twelve Tables. But the law did not apply this stringent
personal execution to any debt except that arising from loan,—and
even in that debt only to the principal money, not to the
interest,—which latter had to be claimed by a process both more
gentle and less efficient, applying to the property only and not
to the person of the debtor. Accordingly, it was to the advantage
of the creditor to devise some means for bringing his claim of
interest under the same stringent process as his claim for the
principal; it was also to his advantage, if his claim arose, not
out of money lent, but out of sale, compensation for injury,
or any other source, to give it _the form_ of an action for
money lent. Now the nexum, or nexi obligatio, was an artifice—a
fictitious loan—whereby this purpose was accomplished. The severe
process which legally belonged only to the recovery of the
principal money, was extended by the nexum so as to comprehend
the interest; and so as to comprehend, also, claims for money
arising from all other sources (as well as from loan), wherein
the law gave no direct recourse except against the property of a
debtor. The debitor nexus was made liable by this legal artifice
to pass into the condition of an addictus, either without having
borrowed money at all, or for the interest as well as for the
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