A singular feature of the great flood was discovered at the great stone viaduct about half way between Mineral Point and South Fork. At Mineral Point the Pennsylvania Railroad is on the south side of the river, although the town is on the north side. About a mile and a half up the stream there was a viaduct built of very solid masonry. It was originally built for the old Portage Road. It was seventy-eight feet above the ordinary surface of the water. On this viaduct the railroad tracks crossed to the north side of the river and on that side ran into South Fork, two miles farther up. It is the general opinion of engineers that this strong viaduct would have stood against the gigantic wave had it not been blown up by dynamite. But at South Fork there was a dynamite magazine which was picked up by the flood and shot down the stream at the rate of twenty miles an hour. It struck the stone viaduct and exploded. The roar of the flood was tremendous, but the noise of this explosion was heard by farmers on the Evanston Road, two miles and a half away. Persons living on the mountain sides, in view of the river, and who saw the explosion, say that the stones of the viaduct at the point where the magazine struck it, were thrown into the air to the height of two hundred feet. An opening was made, and the flood of death swept through on its awful errand. CHAPTER XXXIV. It is characteristic of American hopefulness and energy that before work was fairly begun on clearing away the wreck of the old city, plans were being prepared for the new one that should arise, Ph[oe]nix-like, above its grave. If the future policy of the banks and bankers of Johnstown is to be followed by the merchants and manufacturers of the city the prospects of a magnificent city rising from the present ruins are of the brightest. James McMillen, president of the First National and Johnstown Savings Banks, said: "The loss sustained by the First National Bank will be merely nominal. It did a general commercial business and very little investing in the way of mortgages. When the flood came the cash on hand and all our valuable securities and papers were locked in the safe and were in no way affected by the water. The damage to the building itself will be comparatively small. Our capital was one hundred thousand dollars, while our surplus was upwards of forty thousand dollars. The depositors of this bank are, therefore, not worrying themselves about our ability to meet all demands that may be made upon us by them. The bank will open up for business within a few days as if nothing had happened.