landlord as soon as he can manage it. The Canadian’s determination to own his own home at whatever cost, and to own the land on which he builds his office, his store or his factory, accounts for the apparently extravagant prices cheerfully paid for these lots. A contributory cause is the ease with which at present, and in all likelihood for years to come, money can be made in developing the inexhaustible resources of this rich country. Canadians admit that they are frightfully extravagant. Money comes easily and goes easily. If a man makes up his mind to build his home in a certain situation that has taken his fancy, no price, apparently, will stop him. He must have that lot of 30 or 50 feet frontage with its 120 or 130 feet depth, whether he has to pay $10 or $50 a foot frontage. Perhaps he has hesitated over the purchase of land that had previously taken his fancy—he was asked $20 a foot frontage and was not at the moment disposed to go beyond $15. Three months after he has changed his mind, has gone to the agent and has been told that it has been disposed of at $40 a foot frontage, or that it is still available, but that it cannot now be parted with under $45 or $50 a foot frontage. The man, let us suppose a young man getting on rapidly with a new business or occupying an improving position in a bank or a business house, wants to get married and wants to get his house ready at the earliest possible moment; whether it is $100, or $200, or $300 extra does not matter if he can only get what he has set his heart on. He secures the wished-for lot, sees an architect, has planned for him a picturesque bungalow or bijou villa, with the inevitable verandah, and has the happiest of times in watching the home grow up. Most of these homes (the property of their owners), standing on their own lots, are detached. The streets of detached houses are characteristic of the new cities and towns and of the new suburbs of the older cities. Canadians do not like the continuous unbroken line of houses of our English towns. As to this ownership of his home by the householder, a resident of Berlin, Ontario, a city of some 14,000 people, told me that 64 per cent. of the houses in that flourishing town belonged to their occupiers.