Mrs. Kip, having paid her tribute to "the association" (she did not say whether the feeling was connected with Andrew Taylor, her first husband, or with the equally departed John Kip, her second), now seated herself beside Ruth, and, with the freedom of old friendship, examined her costume. "I know you had that made in Paris!" she said. "Simple as it is, it has a sort of something or other! And, oh, what a beautiful bracelet! What splendid rings!" Ruth wore no ornaments save that on her right wrist was a band of sapphires, and on her right hand three of the same gems, all the stones being of great beauty. On her left hand she wore the wedding circlet, with her engagement-ring and the philopena guard over it. In answer to the exclamation, she had taken off the jewels and tossed them all into Mrs. Kip's lap. Mrs. Kip looked at them, her red lips open. To some persons, Lilian Kip seemed beautiful, in spite of the fact that the outline of her features, from certain points of view, was almost grotesque; she had a short nose, a wide mouth, a broad face, and a receding chin. Her dark-brown eyes were neither large nor bright, but they had a soft, dove-like expression; her curling hair was of a mahogany-red tint, and she had the exquisitely beautiful skin which sometimes accompanies hair of this hue; her cheeks really had the coloring of peaches and cream; her lips were like strawberries; her neck, arms, and hands were as fair as the inner petals of a tea-rose. With the exception of her imperfect facial outlines, she was as faultlessly modelled as a Venus. A short Venus, it is true, and a well-fed one; still a Venus. No one would ever have imagined her to be the mother of that light-house of a daughter; it was necessary to recall the fact that the height of the late Andrew Taylor had been six feet four inches. Andrew Taylor having married Lilian Howard when she was but seventeen, Lilian Kip, in spite of two husbands and her embarrassingly overtopping child, found herself even now but thirty. She had put Ruth's rings on her hands and the bracelet on her wrist; now she surveyed the effect with her head on one side, consideringly. While she was thus engaged, Mrs. Franklin's little negro boy, Samp, ushered in another visitor--Walter Willoughby. "Welcome to Florida, Mrs. Chase," he said, as he shook hands with Ruth. "As you are an old resident, however, it's really your husband whom I have come to greet; he is here, isn't he?" "Yes; he is in the dining-room with Commodore Etheridge," Ruth answered. "Will you go out?" For it was literally out; the old house was built in the Spanish fashion round an interior court, and to reach the dining-room one traversed a long veranda.