"About fibs, do you mean? I only said that you ladies have very powerful beliefs. Proof is nothing to you; faith is all. There is another odd fact connected with the subject, Mrs. Chase, and that is that an absolutely veracious woman, one who tells the exact, bare, cold truth on all occasions and nothing more; who never exaggerates or is tempted to exaggerate, by even a hair's-breadth--who is never conscious that she is coloring things too rosily--such a woman is somehow a very uninteresting person to men! I can't explain it, and it doesn't seem just. But it's so. Women of that sort (for they exist--a few of them) move through life very admirably; but quite without masculine adorers." Then he stopped himself. "I'm not here, however, to discuss problems with her," he thought. "Several hours more of daylight; let me see, what can I suggest next to amuse her?" This young man--he was twenty-seven--had had an intention in seeking St. Augustine at this time; he wished to become well acquainted, if possible intimate, with the enterprising member of his uncle's firm. He had some money, but not much. His father, the elder Walter, had been the one black sheep of the Willoughby flock, the one spendthrift of that prudent family circle. After the death of the prodigal, Richard and Nicholas had befriended the son; the younger Walter was a graduate of Columbia; he had spent eighteen months in Europe; and when not at college or abroad, he had lived with his rich uncles. But this did not satisfy him, he was intensely ambitious; the other Willoughbys had no suspicion of the reach of this nephew's plans. For his ambitions extended in half a dozen different directions, whereas what might have been called the family idea had moved always along one line. Walter had more taste than his uncles; he knew a good picture when he saw it; he liked good architecture; he admired a well-bound book. But these things were subordinate; his first wish was to be rich; that was the stepping-stone to all the rest. As his uncles had children, he could not expect to be their heir; but he had the advantage of the name and the relationship, and they had already done much by making him, nominally at least, a junior partner in this new (comparatively new) firm--a firm which was, however, but one of their interests. The very first time that Walter had met the Chase of Willoughby & Chase he had made up his mind that this was the person he needed, the person to give him a lift. Richard and Nicholas were too cautious, too conservative, for daring enterprises, for outside speculations; in addition, they had no need to turn to things of that sort. Their nephew, however, was in a hurry, and here, ready to his hand, appeared a man of resources; a man who had made one fortune in a baking-powder, another by the bold purchase of three-quarters of an uncertain silver mine, a third by speculation on a large scale in lumber, while a fourth was now in progress, founded (more regularly) in steamers.