The Tenement House Building Company made its "experiment" in a much more difficult neighborhood, Cherry Street, some six years later. Its houses shelter many Russian Jews, and the difficulty of keeping them in order is correspondingly increased, particularly as there are no ash-chutes in the houses. It has been necessary even to shut the children out of the yards upon which the kitchen windows give, lest they be struck by something thrown out by the tenants, and killed. It is the Cherry Street style, not easily got rid of. Nevertheless, the houses are well kept. Of the one hundred and six "apartments," only four were vacant in August. Professor Edwin R. A. Seligman, the secretary of the company, writes to me: "The tenements are now a decided success." In the three years since they were built, they have returned an interest of from five to five and a half per cent. on the capital invested. The original intention of making the tenants profit-sharers on a plan of rent insurance, under which all earnings above four per cent. would be put to the credit of the tenants, has not yet been carried out. [Illustration: GENERAL PLAN OF THE RIVERSIDE BUILDINGS (A. T. WHITE'S) IN BROOKLYN.] [Illustration: FLOOR PLAN OF ONE DIVISION IN THE RIVERSIDE BUILDINGS, SHOWING SIX "APARTMENTS."] A scheme of dividends to tenants on a somewhat similar plan has been carried out by a Brooklyn builder, Mr. A. T. White, who has devoted a life of beneficent activity to tenement building, and whose experience, though it has been altogether across the East River, I regard as justly applying to New York as well. He so regards it himself. Discussing the cost of building, he says: "There is not the slightest reason to doubt that the financial result of a similar undertaking in any tenement-house district of New York City would be equally good.... High cost of land is no detriment, provided the value is made by the pressure of people seeking residence there. Rents in New York City bear a higher ratio to Brooklyn rents than would the cost of land and building in the one city to that in the other." The assertion that Brooklyn furnishes a better class of tenants than the tenement districts in New York would not be worth discussing seriously, even if Mr. White did not meet it himself with the statement that the proportion of day-laborers and sewing-women in his houses is greater than in any of the London model tenements, showing that they reach the humblest classes.