What is the outward and visible form of the Problem of the Unemployed? Alas! we are all too familiar with it for any lengthy description to be necessary. The social problem presents itself before us whenever a hungry, dirty and ragged man stands at our door asking if we can give him a crust or a job. That is the social question. What are you to do with that man? He has no money in his pocket, all that he can pawn he has pawned long ago, his stomach is as empty as his purse, and the whole of the clothes upon his back, even if sold on the best terms, would not fetch a shilling. There he stands, your brother, with sixpennyworth of rags to cover his nakedness from his fellow men and not sixpennyworth of victuals within his reach. He asks for work, which he will set to even on his empty stomach and in his ragged uniform, if so be that you will give him something for it, but his hands are idle, for no one employs him. What are you to do with that man? That is the great note of interrogation that confronts Society to-day. Not only in overcrowded England, but in newer countries beyond the sea, where Society has not yet provided a means by which the men can be put upon the land and the land be made to feed the men. To deal with this man is the Problem of the Unemployed. To deal with him effectively you must deal with him immediately, you must provide him in some way or other at once with food, and shelter, and warmth. Next you must find him something to do, something that will test the reality of his desire to work. This test must be more or less temporary, and should be of such a nature as to prepare him for making a permanent livelihood. Then, having trained him, you must provide him wherewithal to start life afresh. All these things I propose to do. My Scheme divides itself into three sections, each of which is indispensable for the success of the whole. In this three-fold organisation lies the open secret of the solution of the Social Problem. The Scheme I have to offer consists in the formation of these people into self-helping and self-sustaining communities, each being a kind of co-operative society, or patriarchal family, governed and disciplined on the principles which have already proved so effective in the Salvation Army. These communities we will call, for want of a better term, Colonies. There will be: -- (1) The City Colony. (2) The Farm Colony. (3) The Over-Sea Colony. THE CITY COLONY. By the City Colony is meant the establishment, in the very centre of the ocean of misery of which we have been speaking, of a number of Institutions to act as Harbours of Refuge for all and any who have been shipwrecked in life, character, or circumstances. These Harbours will gather up the poor destitute creatures, supply their immediate pressing necessities, furnish temporary employment, inspire them with hope for the future, and commence at once a course of regeneration by moral and religious influences.