But a man can give his money away. Yes, and no one who has ever tried it will deny that more pleasure is to be derived from the giving of money to a cause in which one's heart is interested, than can be obtained from the expenditure of the same amount in selfish indulgence. But if one is going to give largely he must spend a great deal of time in investigating and in comparing the merits of the different enterprises. I am persuaded that there is a better life than the life led by those who spend nearly all the time accumulating beyond their needs and then employ the last few days in giving it away. What the world needs is not a few men of great wealth, doling out their money in anticipation of death--what the world needs is that these men link _themselves_ in sympathetic interest with struggling humanity and help to solve problems of to-day, instead of creating problems for the next generation to solve. But you say, a man can leave his money to his children? He can, if he dares. A large fortune, in anticipation, has ruined more sons than it has ever helped. If a young man has so much money coming to him that he knows he will never have to work, the chances are that it will sap his energy, even if it does not undermine his character, and leave him a curse rather than a blessing to those who brought him into the world. And it is scarcely safer to leave the money to a daughter. For, if a young woman has a prospective inheritance so large that, when a young man calls upon her, she cannot tell whether he is calling upon her or her father, it is embarrassing--especially so if she finds after marriage that he married the wrong member of the family. And, I may add, that the daughters of the very rich are usually hedged about by a social environment which prevents their making the acquaintance of the best young men. The men who, twenty-five years from now, will be the leaders in business, in society, in government, and in the Church, are not the pampered sons of the rich, but the young men who, with good health and good habits, with high ideals and strong ambition, are, under the spur of necessity, laying the foundation for future achievements, and these young men do not have a chance to become acquainted with the daughters of the very rich. Even if they did know them they might hesitate to enter upon the scale of expenditure to which these daughters are accustomed.