The question under discussion was, which is the worst railroad in the United States, and as some of the men were stock-brokers they knew our roads from their most vulnerable side. The tales they told of the manipulation of stocks and the fleecing of the public, with their consequent effect upon the service, were as startling as they were humiliating; because, in the last analysis, the railroads reflect the general business ethics of the country. I kept out of the discussion, for not only have I but a hazy notion of economics; my mind was busy classifying the passengers' racial origin, a very diverting exercise and one which always brings me in touch with people on their really human side. It happened that two of the men were Polish Jews from Cleveland, who had risen from poverty to where they could travel in Pullman cars, and who confessed that they knew as little of railroad stocks as I, although they were engaged in as risky a business as stocks, that of manufacturing women's cloaks. They were not far removed from the Ghetto either in speech or ideals, and so were of little interest to me. A third fellow traveller, who bore the hallmarks of the average American, both in dress and behavior, told me his business without much urging. "I am not selling stock, nor manufacturing women's cloaks, and I am not a gambler. I have a sure thing; I am a bookie." Forced to confess myself ignorant as to what "a bookie" is, he explained to me the intricacies of his calling, the problems of evading the law, and if it cannot be evaded, how it may be bought; incidentally showing what an inveterate gambler and what an easy mark the average American is. The Herr Director was all attention, to my great consternation; for the conversation was as different from that which he had heard at Lake Mohonk, or in our rounds of the Eastern colleges, as one could conceive. As one by one the passengers sought their berths, the Herr Director thanked me for arranging this uncomfortable night journey, saying that though he was sure he could not sleep, he was "so glad to have come in contact with the American Spirit as it is," and not as I had tried to make it appear. With that kindly thrust he too retired, and I was at liberty to do likewise. It was not long before I had auricular evidence that the Herr Director was asleep, so I was very much astonished to hear him say the next morning that he had not slept a wink, and that the engineer must bear him a grudge; for he tried to jerk the berth from under him, and "_Gott sei dank_" that the most uncomfortable night of his life was over. I certainly was as grateful as he. It was with no small satisfaction, though, that upon reaching Chicago two hours late, I collected four dollars from that much abused railroad, and handed the same to the Herr Director, assuring him that even in a railroad office the American Spirit of fairness is operative.