In a town-house of the Arkroyd order, a certain dramatic interest attaches to the morning meal that is not shared by any later one. Nobody knows who will come down to breakfast, except perhaps some confidential lady's-maid; and _she_ won't tell, as often as not. So that the knights-harbingers of fresh toast and tea and coffee can always enjoy a little sport in the way of wagers as to who will take which, and which of the young ladies will be up--or down, which is the same thing--before ten. The pleasurable excitement which those who play cards feel, before they pick their packs up and know the worst, is akin to theirs, only less. Because the cards may be snapped up the moment it isn't a misdeal; while the tension is prolonged for the watcher who speculates beside a well-laid table as to whether the methylated will last out under the urn till one of the ladies appears to make tea, or will sputter and fizz and have to be taken out and refilled, and very likely the wick too short all the time! Lunch is different. People make a point of lunch, or else declare off, and don't come home at all. Those who do not comply with this rule are Foolish Virgins--and serve them right! Our own experience, an extended one, points to the impossibility of being too late for breakfast. There may be a case--but!... Anyhow, the same human interest does not attach to the question of who is, or isn't, coming to lunch. And as for tea, nobody cares a brass farthing; because you can get tea somewhere else. On the other hand, dinner is a serious matter, and you must make your mind up; and either come, or not. This tedious excursion into the ethics of Breakfast is all owing to everybody coming down so late at 101, Grosvenor Square, on the morning after the last chapter. The story is, as it were, kept waiting, and may as well indulge in a few reflections. Samuel, the young man who brought the chessboard at Royd, had to wait, and seemed able to do so without change of countenance. He very likely reflected, for all that. It may have struck Samuel, when Miss Arkroyd made her appearance first of those expected by him, that when this young lady said, "Oh, nobody!" on entering, she did not seem sorry, and picked up her share of the morning's post from her plate to read nearer the fire quite resignedly. It was getting colder again, and folk were pledging themselves not to wonder if the wind were to go round to the north.