"A delicate regard for you," Mr. Blessing replied, "would counsel me to conceal it, but my duty as your father-in-law leaves me no alternative. Our human feelings prompt us to show only the bright side of life to those whom we love; principle, however,—conscience, commands us not to suppress the shadows. I am but one out of the many millions of victims of mistaken judgment. The case is simply this; I will omit certain legal technicalities touching the disposition of property, which may not be familiar to you, and state the facts in the most intelligible form; securities which I placed as collaterals for the loan of a sum, not a very large amount, have been very unexpectedly depreciated, but only temporarily so, as all the market knows. If I am forced to sell them at such an untoward crisis, I lose the largest part of my limited means; if I retain them, they will ultimately recover their full value." "Then why not retain them?" Joseph asked. "The sum advanced upon them must be repaid, and it so happens—the market being very tight—that every one of my friends is short. Of course, where their own paper is on the street, I can't ask them to float mine for three months longer, which is all that is necessary. A good indorsement is the extent of my necessity; for any one who is familiar with the aspects of the market can see that there must be a great rebound before three months." "If it were not a very large amount," Joseph began. "Only a thousand! I know what you were going to say it is perfectly natural: I appreciate it, because, if our positions were reversed, I should have done the same thing. But, although it is a mere form, a temporary fiction, which has the force of reality, and, therefore, so far as you are concerned, I should feel entirely easy, yet it might subject me to very dishonoring suspicions! It might be said that I had availed myself of your entrance into my family to beguile you into pecuniary entanglements; the amount might be exaggerated, the circumstance misrepresented,—no, no! rather than that, let me make the sacrifice like a man! I'm no longer young, it is true; but the feeling that I stand on principle will give me strength to work." "On the other hand, Mr. Blessing," said Joseph, "very unpleasant things might be said of me, if I should permit you to suffer so serious a loss, when my assistance would prevent it."