It is, personally, neither Smithick, nor Watersby, that I here mention, nor was I ever acquainted with any man of either of those names, nor do I think that there has been any one of either of those names in that Liverpool House for years back. But, it is in reality the House itself that I refer to; and a wiser merchant or a truer gentleman never stepped. “My dear Captain Ravender,” says he. “Of all the men on earth, I wanted to see you most. I was on my way to you.” “Well!” says I. “That looks as if you _were_ to see me, don’t it?” With that I put my arm in his, and we walked on toward the Royal Exchange, and when we got there, walked up and down at the back of it where the Clock-Tower is. We walked an hour and more, for he had much to say to me. He had a scheme for chartering a new ship of their own to take out cargo to the diggers and emigrants in California, and to buy and bring back gold. Into the particulars of that scheme I will not enter, and I have no right to enter. All I say of it is, that it was a very original one, a very fine one, a very sound one, and a very lucrative one beyond doubt. He imparted it to me as freely as if I had been a part of himself. After doing so, he made me the handsomest sharing offer that ever was made to me, boy or man—or I believe to any other captain in the Merchant Navy—and he took this round turn to finish with: “Ravender, you are well aware that the lawlessness of that coast and country at present is as special as the circumstances in which it is placed. Crews of vessels outward bound desert as soon as they make the land; crews of vessels homeward bound, ship at enormous wages, with the express intention of murdering the captain and seizing the gold freight; no man can trust another, and the devil seems let loose. Now,” says he, “you know my opinion of you, and you know I am only expressing it, and with no singularity, when I tell you that you are almost the only man on whose integrity, discretion, and energy—” etc., etc. For I don’t want to repeat what he said, though I was and am sensible of it.