reading of Geoffrey Ludlow's character be the correct one? Was he, out of his art, so weak, vacillating, and easily led? and had he been caught by mere beauty of face? and had he settled himself down to pass his life with a woman of whose disposition he knew nothing? Annie Maurice put this question to herself with a full conviction that she would be able to answer it after her introduction to Mrs. Ludlow. About a week after Geoffrey had given his first drawing-lesson in St. Barnabas Square, Annie drove off one afternoon to Elm Lodge in Lady Beauport's barouche. She had begged hard to be allowed to go in a cab, but Lord Caterham would not hear of it; and as Lady Beauport had had a touch of neuralgia (there were very few illnesses she permitted to attack her, and those only of an aristocratic nature), and had been confined to the house, no objection was made. So the barouche, with the curly-wigged coachman and silver-headed footmen on the box, went spinning through Camden and Kentish Towns, where the coachman pointed with his whip to rows of small houses bordering the roadside, and wondered what sort of people could live "in such little 'oles;" and the footman expressed his belief that the denizens were "clerks and poor coves of that kind," The children of the neighbourhood ran out in admiration of the whole turn-out, and especially of the footman's hair, which afforded them subject-matter for discussion during the evening, some contending that his head had been snowed upon; some insisting that it "grew so;" and others propounding a belief that he was a very old man, and that his white hair was merely natural. When the carriage dashed up to the gates of Elm Lodge, the Misses Coverdale next door were, as they afterwards described themselves, "in a perfect twitter of excitement;" because, though good carriages and handsome horses were by no means rare in the pretty suburb, no one had as yet ventured to ask his servant to wear hair-powder; and the coronet, immediately spied on the panels, had a wonderful effect. The visit was not unexpected by either Margaret or Geoffrey; but the latter was at the moment closely engaged with Mr. Stompff, who had come up to make an apparently advantageous proposition; so that when Annie Maurice was shown into the drawing-room, she found Margaret there alone. At sight of her, Annie paused in sheer admiration. Margaret was dressed in a light striped muslin; her hair taken off her face and twisted into a large roll behind; her only ornaments a pair of long gold earrings. At the announcement of Miss Maurice's name, a slight flush came across her face, heightening its beauty. She rose without the smallest sign of hurry, grandly and calmly, and advanced a few paces. She saw the effect she had produced and did not intend that it should be lessened. It was Annie who spoke first, and Annie's hand was the first outstretched.