“I remember, as if it were yesterday,” said Sir Thomas, “how utterly hopeless my financial condition seemed to be when I was a boy of fifteen in New York. I had run away from home to see the world. My experiences were anything but pleasant, without work as I was, a stranger in a great city. I got used to living on a few cents a day, but when it came to such a pinch that I couldn’t buy a five-cent stamp to carry a letter to the old folks in Glasgow, I very nearly gave up. I really think that decided me to go back. It accentuated my homesickness. I thought of the prodigal son. I borrowed five cents for that letter, and resolved to get back as soon as a chance offered. I can tell you I was glad when I once more set foot on the other side. I had refrained from telling my people how hard up I had been. This was largely a matter of pride with me, but another consideration was their feelings. I would do anything rather than distress them. So I stepped up, on my arrival, as jauntily as you ever saw a lad, and when a proposition was made to me by my father, soon after my home-coming, to set me up in a small grocery, I jumped at the chance.” “Was that the beginning of your fortune?” “Yes. I made money from the start. I put in practice what I had seen abroad,—such as displaying goods attractively in windows, keeping the place as neat as a pin, and waiting personally on my customers. Every dollar that I earned I saved,—not that I really loved money myself. That was not my inspiration,—it was my father and mother.” AMERICAN BUSINESS METHODS GAVE HIM HIS START. “I am willing to admit that it was my admiration for American methods that gave me my start,” said Sir Thomas, as he leaned against the taffrail. “It was the application of proper methods to conditions that needed them. These applications and conditions are always with us. The world is full of them. A man only needs to know both when he sees them. “We have all marveled at the prosperity of America, but, years ago, I felt that it would come. But your country is still young, and has many more victories to win. I may say the same thing of all the world. Every country has a future still. Honest competition will still give all the nations a chance for supremacy. It only remains for the people to catch those chances, and not let them pass by. If I were a poor man to-day, I would be just as happy; I know that I could start anew and win.