America’s richest woman, Mrs. Hetty Green, is like the majority of wealthy persons, not only able to keep, but to increase her riches. Her genius for finance is admittedly equal to that possessed by any of those individuals whose names are identified with vast and progressive wealth. She was born November 21, 1835, in New Bedford, Mass., her maiden name being Hetty Howland Robinson. Not long after her birth her father, Edward Mott Robinson, died, leaving her a large fortune. She was educated at the Mrs. Lowell’s school in Boston. In 1876 she married E. H. Green, of New York City. From thence on she began that financial career which has made her famous. Mrs. Green is said to be interested in nearly every large corporation all over the world. She also has large real estate holdings in a number of cities in this country, and is interested in many enterprises of a general nature. She personally manages her business affairs, and is a familiar figure in Wall Street, and “downtown” New York. Her formula for getting rich is that “Economy is the secret of making money.” JOHN PIERPONT MORGAN. John Pierpont Morgan was born at Hartford, Conn., April 17, 1837. His mother was a daughter of the Rev. John Pierpont, a noted clergyman, poet, author and temperance worker. He was educated at the English high school at Boston and at the University of Gottingen, Germany, from whence he graduated in 1857. On returning to the United States he became associated with the banking house of Duncan, Sherman & Co., of New York city. In 1860 he severed his connection with that firm and began business for himself. In 1864 he formed the firm of Dabney, Morgan & Co. Meantime he had become representative of the house of George Peabody & Co., of London, and during the Civil War he was able, through this connection, to render substantial assistance to the Federal government. In 1871 he organized the firm of Drexel, Morgan & Co., and by the death of Mr. Drexel, in 1893, he became senior partner. In 1895 the firm title was changed to J. P. Morgan & Co. He is also head of the firms of J. P. Morgan & Co., of London; Morgan, Hayes & Co., of Paris, and Drexel & Co., of Philadelphia. Mr. Morgan is generally known as the “King of Trust Magnates,” on account of his having engineered so many mercantile and financial consolidations; in fact, he has been instrumental in forming the majority of the great corporations or trusts. He gives large sums to charity, is a liberal patron of art, and is a member of all the leading clubs of New York and other cities. In 1865 he was married to Frances Louise, daughter of John Tracy. He has one son, John Pierpont Morgan, Jr., and three daughters. Mr. Morgan’s vast operations are not confined to this country. He is an active power in English and Continental financial circles. JOHN DAVISON ROCKEFELLER.